Polk County property record for 849 Howard Gap Rd, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1970 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Sep 2016) |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P47-202 |
| Primary APN | P47-202 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,896 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 57,064 sqft (1.3 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 54404 |
|---|---|
| Street Address | 849 HOWARD GAP RD |
| City | TRYON |
| State | NC |
| Zip | 28782-8671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.31 ACRES, P47 MAP P47 |
| Legal Subdivision | MAP P47 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 920301 |
Source: Polk County records · APN P47-202
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 849 HOWARD GAP RD, TRYON, NC 28782-8671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on Record |
| Deed Sale | Sep 19, 2016 · Amount on Record |
| Prior Sale | Jun 13, 2013 · Amount on Record |
| Deed Document Number | 0004212308 |
| Deed Book / Page | 421 / 2308 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 849 HOWARD GAP RD, TRYON, NC 28782-8671 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 004674740006 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 430/2042 |
| Instrument | 004674740006 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 09, 2028 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,848.00 (-1.44%) | $326,097 (+20.23%) Land $48,100 Building $277,997 | $326,097 (+20.23%) Land $48,100 Building $277,997 |
| 2023 | $1,875.00 | $271,234 Land $32,945 Building $238,289 | |
| 2021 | $271,234 Land $32,945 Building $238,289 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2020–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures