Polk County property record for 1065 Howard Gap Rd, Tryon, NC 28782 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,605 sqft Finished Area |
| Lot Size | 248,728 sqft (5.71 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2016) |
| Tax Bill | $1,866.00 (2025) |
| Primary APN | P47-207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,605 sqft Finished Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Retaining Wall Foundation |
| Roof Material | Metal Roof |
| Lot Area | 248,728 sqft (5.71 acres) |
| Parking Spaces | 1 Parking Spaces |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 54191 |
|---|---|
| Street Address | 1065 HOWARD GAP RD |
| City | TRYON |
| State | NC |
| Zip | 28782-8673 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOWARD GAP RD, P47 MAP P47 |
| Legal Subdivision | MAP P47 |
| Jurisdiction | POLK NC |
| Minor Civil Division | TRYON |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 920301 |
Source: Polk County records · APN P47-207
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1065 HOWARD GAP RD, TRYON, NC 28782-8673 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT ACA |
| Dec 22, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage LENDERSELECT MORTGAGE GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2016 · Amount on Record |
| Deed Sale | Jul 05, 2016 · Amount on Record |
| Prior Sale | Jul 02, 2014 · Amount on Record |
| Deed Doc Number | 0000420691 |
| Deed Book / Page | 420 / 691 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1065 HOWARD GAP RD, TRYON, NC 28782-8673 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000448/880 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 448/880 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | STATESBORO, GA 30459 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1065 HOWARD GAP RD, TRYON, NC 28782-8673 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000455/188 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 455/188 |
| Name | LENDERSELECT MORTGAGE GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | GREENSBORO, NC 27409 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,866.00 (-2.81%) | $329,314 (+18.53%) Land $92,100 Building $237,214 | $329,314 (+18.53%) Land $92,100 Building $237,214 |
| 2023 | $1,920.00 | $277,822 Land $74,745 Building $203,077 | |
| 2021 | $277,822 Land $74,745 Building $203,077 |
1065 Howard Gap Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 72nd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 847 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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