849 E 98th Ave, Unit 1606, Thornton (Denver), CO 80229 Property Records

Adams County property record for 849 E 98th Ave, Unit 1606, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,622 sqft · built 2019
Lot Size	0.039 acres (1,725 sqft)
Owner	Individual Name on Record
Last Sale	$492,545 (Apr 2022)
Tax Bill	$1,155 (2025)
Deeds & Mortgages	Jan 2023 Sale Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0193331`

Property Details

APN / Parcel Number

Primary APN	`R0193331`
Alternative APN	`0171914315118`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,725 sqft (0.039 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193331
Street Address	849 E 98TH AVE UNIT 1606, 1606
City	THORNTON
State	CO
Zip	80229-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 32A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	32A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2008
Census Tract	9204

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	849 E 98TH AVE UNIT 1606, 1606, THORNTON, CO 80229-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Beneficiary Deed, Transfer
Apr 15, 2022	Special Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Sep 13, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 19, 2018	Trustee's Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	2022000033694
Record Updated	Jun 8, 2026

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 12, 2023
Property Address	849 E 98TH AVE UNIT 1606, 1606, THORNTON, CO 80229-2436
Document Number	0000002462
Instrument Date	Jan 12, 2023
Instrument	2023000002462
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 E 98TH AVE UNIT 1606, 1606, THORNTON, CO 80229-2436

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 15, 2022
Property Address	849 E 98TH AVE UNIT 1606, 1606, THORNTON, CO 80229-2436
Document Number	0000033694
Instrument Date	Apr 14, 2022
Instrument	2022000033694
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	849 E 98TH AVE UNIT 1606, 1606, THORNTON, CO 80229-2436

Mortgage

Document Number	0000033695
Date	Apr 15, 2022
Instrument	2022000033695

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 13, 2019
Property Address	849 E 98TH AVE UNIT 1606, 1606, THORNTON, CO 80229-2436
Document Number	0000076685
Instrument Date	Sep 12, 2019
Instrument	2019000076685
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 E 98TH AVE, THORNTON, CO 80229-2435

Mortgage

Document Number	0000076686
Date	Sep 13, 2019
Instrument	2019000076686

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 19, 2018
Property Address	849 E 98TH AVE UNIT 1606, 1606, THORNTON, CO 80229-2436
Instrument Date	Sep 17, 2018
Instrument	76296
Transaction Type	Construction Loan
Record Updated	Sep 27, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000076296
Date	Sep 19, 2018
Instrument	76296

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	SALT LAKE CITY, UT 84101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,155.00 (-74.6%)	$27,250 (-9.68%) Land $5,310 Building $21,940	$436,000 (-2.24%) Land $85,000 Building $351,000
2023	$4,548.00 (+18.01%)	$30,170 (+19.11%) Land $4,400 Building $25,770	$446,000 (+22.37%) Land $65,000 Building $381,000
2022	$3,854.00	$25,330 Land $4,860 Building $20,470	$364,462 Land $70,000 Building $294,462

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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