849 E 98th Ave, Unit 1603, Thornton (Denver), CO 80229 Property Records

Adams County property record for 849 E 98th Ave, Unit 1603, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,622 sqft · built 2019
Lot Size	0.039 acres (1,725 sqft)
Owner	Company Name on File
Last Sale	$334,809 (Sep 2019)
Tax Bill	$1,155 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0193334`

Property Details

APN / Parcel Number

Primary APN	`R0193334`
Alternative APN	`0171914315121`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,725 sqft (0.039 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193334
Street Address	849 E 98TH AVE UNIT 1603, 1603
City	THORNTON
State	CO
Zip	80229-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 29A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	29A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2008
Census Tract	9204

Owner

849 E 98th Ave, Unit 1603 is owned by a company that acquired it in September 2021 and is owner-occupied.

Source: Adams County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	849 E 98TH AVE UNIT 1603, 1603, THORNTON, CO 80229-2436
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2019	Special Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2018	Trustee's Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Sep 17, 2019 · Amount on File
Deed Document Number	0000077420
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000106612
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Sep 8, 2021
Property Address	849 E 98TH AVE UNIT 1603, 1603, THORNTON, CO 80229-2436
Document Number	0000106612
Instrument Date	Aug 27, 2021
Instrument	2021000106612
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 E 98TH AVE UNIT 1603, 1603, THORNTON, CO 80229-2436
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106613
Date	Sep 8, 2021
Instrument	2021000106613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 17, 2019
Property Address	849 E 98TH AVE UNIT 1603, 1603, THORNTON, CO 80229-2436
Document Number	0000077420
Instrument Date	Sep 13, 2019
Instrument	2019000077420
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	849 E 98TH AVE # 1803, 1803, THORNTON, CO 80229-2435
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077421
Date	Sep 17, 2019
Instrument	2019000077421

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 19, 2018
Property Address	849 E 98TH AVE UNIT 1603, 1603, THORNTON, CO 80229-2436
Instrument Date	Sep 17, 2018
Instrument	76296
Transaction Type	Construction Loan
Record Updated	Sep 27, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000076296
Date	Sep 19, 2018
Instrument	76296

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	SALT LAKE CITY, UT 84101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 849 E 98th Ave, Unit 1603 was $1,155.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,155.00	$27,250 Land $5,310 Building $21,940	$436,000 Land $85,000 Building $351,000
2023	$4,548.00 (+18.01%)	$30,170 (+19.11%) Land $4,400 Building $25,770	$446,000 (+22.37%) Land $65,000 Building $381,000
2022	$3,854.00	$25,330 Land $4,860 Building $20,470	$364,462 Land $70,000 Building $294,462

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 849 E 98th Ave, Unit 1603 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 849 E 98th Ave, Unit 1603 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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