849 E 3rd St, Galesburg, IL 61401 Property Records

Knox County property record for 849 E 3rd St, Galesburg, IL 61401

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1928
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Aug 2022)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`99-14-330-024`

Property Details

APN / Parcel Number

Primary APN	`99-14-330-024`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Base Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	198 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	849 E 3RD ST
City	GALESBURG
State	IL
Zip	61401-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATTER S SUB DIV S D LOTS 18 THRU 26 BLK 71 LOT 1
Legal Subdivision	WATTER S SUB
Legal Block	71
Legal Lot Number	18-1
Jurisdiction	KNOX IL
Township / Civil Division	GALESBURG CITY
Census Block Group	3
Census Block	3022
Census Tract	1000

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	849 E 3RD ST, GALESBURG, IL 61401-6123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Oct 15, 2013 · Amount on Record
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Aug 3, 2022
Property Address	849 E 3RD ST, GALESBURG, IL 61401-6123
Document Number	0001081275
Map Reference	VL 3 PG 174
Instrument Date	Jul 29, 2022
Instrument	1081275
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 E 3RD ST, GALESBURG, IL 61401-6123

Mortgage

Document Number	0001081276
Date	Aug 3, 2022
Instrument	1081276

Lender

Name	IH MISSISSIPPI VALLEY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.88%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Galesburg City Township
Municipality	Galesburg City
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,595.00 (+321.96%)	$23,220 (+43.24%) Land $2,450 Building $20,770	$69,660 (+43.24%) Land $7,350 Building $62,310
2022	$378.00	$16,210 Land $2,240 Building $13,970	$48,630 Land $6,720 Building $41,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALESBURG serves 31,620 people · EPA ID IL0950200
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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