832 E 3rd St, Galesburg, IL 61401 Property Records

Knox County property record for 832 E 3rd St, Galesburg, IL 61401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1905
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Apr 2021)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`99-14-376-007`

Property Details

APN / Parcel Number

Primary APN	`99-14-376-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Base Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	832 E 3RD ST
City	GALESBURG
State	IL
Zip	61401-6124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 72
Legal Subdivision	SECOND SOUTHERN ADD
Legal Block	72
Legal Lot Number	5
Jurisdiction	KNOX IL
Township / Civil Division	GALESBURG CITY
Census Block Group	3
Census Block	3023
Census Tract	1000

Owner

832 E 3rd St is owned and occupied by an individual who bought it in April 2021.

Source: Knox County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage HUD
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 27, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDAMERICA NATIONAL BANK
Jan 31, 2020	Grant Deed, Transfer WESTERN ILLINOIS TITLE
May 3, 2019	Grant Deed, Foreclosure SERVICELINK
Dec 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	May 3, 2019
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001091771
Date	Mar 21, 2024
Instrument	1091771

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001077639
Date	Jan 27, 2022
Instrument	1077639

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Apr 27, 2021
Property Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Document Number	0001071230
Instrument Date	Apr 23, 2021
Instrument	1071230
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	832 E 3RD ST, GALESBURG, IL 61401-6124

Mortgage

Document Number	0001071231
Date	Apr 27, 2021
Instrument	1071231

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.75%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Apr 27, 2020
Property Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Document Number	0001062737
Instrument Date	Apr 24, 2020
Instrument	1062737
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 E 3RD ST, GALESBURG, IL 61401-6124

Mortgage

Document Number	0001062738
Date	Apr 27, 2020
Instrument	1062738

Lender

Name	MIDAMERICA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KNOX IL
Recording Date	Jan 31, 2020
Property Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Document Number	0001060970
Instrument Date	Jan 24, 2020
Instrument	1060970
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$54.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 WINGED FOOT DR PEKIN IL 615542788, PEKIN, IL 61554-2788

May 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KNOX IL
Recording Date	May 3, 2019
Property Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Document Number	0001055407
Instrument Date	Apr 4, 2019
Instrument	1055407
Transaction Type	Foreclosure
Record Updated	May 29, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KNOX IL
Recording Date	Dec 12, 2018
Property Address	832 E 3RD ST, GALESBURG, IL 61401-6124
Document Number	0001052706
Instrument Date	Dec 3, 2018
Instrument	1052706
Transaction Type	Foreclosure
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1603 LYNDON B JOHNSON FWY #500 FARMERS BRANCH TX 752346071, 500, FARMERS BRANCH, TX 75234-6071

Tax Assessment & Valuation

The 2025 property tax bill for 832 E 3rd St was $2,281 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Galesburg City Township
Municipality	Galesburg City
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00	$30,630 Land $3,230 Building $27,400	$91,890 Land $9,690 Building $82,200
2022	$2,040.00	$27,530 Land $2,950 Building $24,580	$82,590 Land $8,850 Building $73,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 832 E 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 832 E 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALESBURG serves 31,620 people · EPA ID IL0950200
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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