849 Cascade Falls Dr, Elgin, IL 60124 Property Records

Kane County property record for 849 Cascade Falls Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,570 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2021)
Tax Bill	$7,733 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-29-156-007`

Property Details

APN / Parcel Number

Primary APN	`06-29-156-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	126 ft deep x 51 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	849 CASCADE FALLS DR
City	ELGIN
State	IL
Zip	60124-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 4 LT 980
Legal Subdivision	EDGEWATER SUB
Legal Phase	4
Legal Block	2
Legal Lot Number	980
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2023
Census Tract	851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	849 CASCADE FALLS DR, ELGIN, IL 60124-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	20216000
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 25, 2021
Property Address	849 CASCADE FALLS DR, ELGIN, IL 60124-3135
Document Number	0000006000
Map Reference	DOC 2007K078873
Instrument Date	Nov 10, 2020
Instrument	2021K006000
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	849 CASCADE FALLS DR, ELGIN, IL 60124-3135

Mortgage

Document Number	0000006001
Date	Jan 25, 2021
Instrument	2021K006001

Lender

Name	LOAN CABIN INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,733.00 (+14.26%) Homeowner's exemption Senior Citizen's exemption
2024		$108,105 (+21.39%) Land $32,196 Building $75,909	$324,445 (+21.44%) Land $96,627 Building $227,818
2022	$6,768.00 (+5%) Homeowner's exemption	$89,053 (+6.96%) Land $26,522 Building $62,531	$267,159 (+6.96%) Land $79,566 Building $187,593
2021	$6,446.00 Homeowner's exemption	$83,258 Land $24,796 Building $58,462	$249,774 Land $74,388 Building $175,386

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20