Kane County property record for 846 Cascade Falls Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,325 sqft · built 2012 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Dec 2012) |
| Tax Bill | $2,869 (2025) |
| Deeds & Mortgages | Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-155-007 |
| Primary APN | 06-29-155-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 846 CASCADE FALLS DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE 4 LT 879 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 4 |
| Legal Block | 2 |
| Legal Lot Number | 879 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 851913 |
Source: Kane County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 846 CASCADE FALLS DR, ELGIN, IL 60124-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust · Reverse Mortgage NONE LISTED ON DOCUMENT |
| Sep 23, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2012 · Amount on Record |
| Deed Sale | Dec 18, 2012 · Amount on Record |
| Deed Document Number | 201288792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 23, 2026 |
| Property Address | 846 CASCADE FALLS DR, ELGIN, IL 60124-3135 |
| Document Number | 0000041252 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202641252 |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 846 CASCADE FALLS DR, ELGIN, IL 60124-3135 |
| Document Number | 0000041252, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202641252 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 899 Months |
| Due | Aug 16, 2101 |
| Rate | 5.88% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 23, 2026 |
| Property Address | 846 CASCADE FALLS DR, ELGIN, IL 60124-3135 |
| Document Number | 0000041251 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202641251 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 846 CASCADE FALLS DR, ELGIN, IL 60124-3135 |
| Document Number | 0000041251, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202641251 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 899 Months |
| Due | Aug 16, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 846 CASCADE FALLS DR, ELGIN, IL 60124-3135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000055845 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021K055845 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,869.00 (-22.35%) Homeowner's exemption Senior Citizen's exemption | $107,098 (+8.57%) Land $36,571 Building $70,527 | $321,423 (+8.57%) Land $109,757 Building $211,666 |
| 2024 | $98,644 (+21.39%) Land $33,684 Building $64,960 | $296,050 (+21.44%) Land $101,092 Building $194,958 | |
| 2022 | $3,695.00 (-2.81%) Homeowner's exemption | $81,259 (+6.96%) Land $27,748 Building $53,511 | $243,777 (+6.96%) Land $83,244 Building $160,533 |
| 2021 | $3,802.00 Homeowner's exemption | $75,971 Land $25,942 Building $50,029 | $227,913 Land $77,826 Building $150,087 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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