McDowell County property record for 849 Bear Den Mountain Rd, Spruce Pine, NC 28777
| Property Type | Rural Home |
|---|---|
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $378 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1719-00-94-3387 |
| Primary APN | 1719-00-94-3387 |
|---|---|
| Alternative APN |
|
| Lot Area | 61,855 sqft (1.42 acres) |
|---|
| Account Number | 61737 |
|---|---|
| Street Address | 849 BEAR DEN MOUNTAIN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 1.42 AC LOT 22&23 BEAR DEN AC PB 4 PG 66 |
| Legal Lot Number | 22-23 23 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 970102 |
849 Bear Den Mountain Rd, a rural home, is held in a trust since December 2015.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2224 VINTAGE ST, SARASOTA, FL 34240-8315 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2015 |
| Deed Sale | Dec 15, 2015 |
| Deed Document Number | 0000117010 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 849 Bear Den Mountain Rd was $378.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $378.00 | $54,950 Land $35,000 Building $19,950 | |
| 2023 | $378.00 | $54,950 Land $35,000 Building $19,950 | $54,950 Land $35,000 Building $19,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Bear Den Mountain Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Bear Den Mountain Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Spectrum, Verizon.
4G LTE (outdoors only), no 5G reported
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