600 Bear Den Mountain Rd, Spruce Pine, NC 28777 Property Records

McDowell County property record for 600 Bear Den Mountain Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Agricultural Vacant Land
Details	2 bd · 2.5 ba · 448 sqft · built 1998
Lot Size	3.24 acres (141,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2024)
Tax Bill	$832 (2025)
Deeds & Mortgages	Apr 2024 Sale Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1719-00-95-0572`

Property Details

APN / Parcel Number

Primary APN	`1719-00-95-0572`
Alternative APNs	`63623` `81855`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	448 sqft Base Area
1st Floor Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	141,439 sqft (3.24 acres)
Lot Width	500 ft Width
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	81855
Street Address	CREEKSIDE LOOP AT BEAR CUB DR
City	SPRUCE PINE
State	NC
Zip	28777
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	3.247 AC BEAR DEN MTN RESORT PB27/36
Legal Subdivision	MOODY LMT LIABILITY
Legal Tract	6
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1059
Census Tract	970102

Owner

Source: McDowell County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	20241779
Deed Book / Page	1465 / 899
Last Transfer Date	Jun 6, 2025
Transfer Doc	0015060211
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 17, 2024
Property Address	CREEKSIDE LOOP AT BEAR CUB DR, SPRUCE PINE, NC 28777
Document Number	0014650899
Book / Page	1465 / 899
Map Reference	MB 27 PG 36
Instrument Date	Apr 15, 2024
Instrument	2024001779
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 HINSON THOMAS RD, SPRUCE PINE, NC 28777-0359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CREEKSIDE LOOP, SPRUCE PINE, NC 28777

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 26, 2021
Property Address	CREEKSIDE LOOP AT BEAR CUB DR, SPRUCE PINE, NC 28777
Document Number	0013470249
Book / Page	1347 / 249
Map Reference	MB 35 PG 50
Instrument Date	Mar 25, 2021
Instrument	2021001963
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BEAR DEN MOUNTAIN RD, SPRUCE PINE, NC 28777-8365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 133RD ST E, BRADENTON, FL 34212-9213

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 17, 2021
Property Address	CREEKSIDE LOOP AT BEAR CUB DR, SPRUCE PINE, NC 28777
Document Number	0013460060
Book / Page	1346 / 60
Map Reference	MB 35 PG 50
Instrument Date	Mar 17, 2021
Instrument	2021001746
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BEAR DEN MOUNTAIN RD, SPRUCE PINE, NC 28777-8365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 WINTHROP LN, MONROE, NC 28110-5205

Mortgage

Document Number	2021001747
Date	Mar 17, 2021
Instrument	2021001747

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (-2.12%)	$120,950 (-2.18%) Land $120,950
2023	$850.00	$123,650 Land $123,650	$120,950 Land $120,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

No cell data coverage reported

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