849 Apache Ln, Lowell, IN 46356 Property Records

Lake County property record for 849 Apache Ln, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1990
Lot Size	0.269 acres (11,760 sqft)
Owner	Individual Name on Record
Tax Bill	$2,242 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0174-0004`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0174-0004`
Alternative APNs	`45-19-22-327-004.000-038` `290401740004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,760 sqft (0.269 acres)
Lot Dimensions	147 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010-29-04-0174-0004
Old Parcel Number	290401740004
Street Address	849 APACHE LN
City	LOWELL
State	IN
Zip	46356-1685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS UNIT NO. 9 LOT 53 93018234
Legal Subdivision	INDIAN HEIGHTS UN 9
Legal Lot Number	53
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3004
Census Tract	43401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	849 APACHE LN, LOWELL, IN 46356-1685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Dec 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019
Deed Sale	Oct 7, 2019
Deed Document Number	2019 068531
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 7, 2019
Property Address	849 APACHE LN, LOWELL, IN 46356-1685
Document Number	0000068531
Map Reference	MB 52 PG 63
Instrument Date	Oct 4, 2019
Instrument	2019 068531
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	LIBERTY T&E CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 APACHE LN, LOWELL, IN 46356-1685

Mortgage

Document Number	0000068532
Date	Oct 7, 2019
Instrument	2019 068532

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 27, 2017
Property Address	849 APACHE LN, LOWELL, IN 46356-1685
Document Number	0000087482
Instrument Date	Dec 18, 2017
Instrument	2017 087482
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 APACHE JN, LOWELL, IN 46356-1685

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,400 (+10.1%) Land $35,700 Building $198,700	$234,400 (+10.1%) Land $35,700 Building $198,700
2024	$2,242.00 (+13.35%)
2023		$212,900 (+6.08%) Land $35,700 Building $177,200	$212,900 (+6.08%) Land $35,700 Building $177,200
2022	$1,978.00 Homeowner's exemption	$200,700 Land $35,700 Building $165,000	$200,700 Land $35,700 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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