816 Apache Ln, Lowell, IN 46356 Property Records

Lake County property record for 816 Apache Ln, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1984
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,980 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0174-0009`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0174-0009`
Alternative APNs	`45-19-22-326-007.000-038` `290401740009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010-29-04-0174-0009
Old Parcel Number	290401740009
Street Address	816 APACHE LN
City	LOWELL
State	IN
Zip	46356-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS UNIT NO. 9 LOT 58
Legal Subdivision	INDIAN HEIGHTS UN 9
Legal Lot Number	58
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3004
Census Tract	43401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	816 APACHE LN, LOWELL, IN 46356-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 16, 2026
Property Address	816 APACHE LN, LOWELL, IN 46356-1600
Document Number	0000530049
Instrument Date	Jul 10, 2026
Instrument	2026530049
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 APACHE LN, LOWELL, IN 46356-1600

Mortgage

Document Number	0000530049,
Date	Jul 16, 2026
Instrument	2026530049

Lender

Name	CENTIER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	816 APACHE LN, LOWELL, IN 46356-1600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043507
Date	Jul 17, 2017
Instrument	2017 043507

Lender

Name	LAKE MORTGAGE CO INC
Type	Mortgage Company
Address	MERRILLVILLE, IN 46411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,700 (+12.81%) Land $35,700 Building $181,000	$216,700 (+12.81%) Land $35,700 Building $181,000
2024	$1,980.00 (+10.49%)
2023		$192,100 (+7.2%) Land $35,700 Building $156,400	$192,100 (+7.2%) Land $35,700 Building $156,400
2022	$1,792.00	$179,200 Land $35,700 Building $143,500	$179,200 Land $35,700 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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