848 Spires Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 848 Spires Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 1,825 sqft · built 1995
Lot Size	0.261 acres (11,385 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Sep 2021)
Tax Bill	$4,586 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-229-004`

Property Details

APN / Parcel Number

Primary APN	`10-23-229-004`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,813 sqft
Basement Area	1,813 sqft
Finished Basement	1,200 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	11,385 sqft (0.261 acres)
Lot Dimensions	115 ft deep x 99 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	60 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	848 SPIRES DR
City	DUBUQUE
State	IA
Zip	52001-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 7 BLK 2 CLARKE CREST ESTATES 2ND ADD
Legal Subdivision	IRVING
Legal Block	2
Legal Lot Number	7
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

848 Spires Dr is owned and occupied by an individual who bought it in September 2021.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	848 SPIRES DR, DUBUQUE, IA 52001-3190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Deed Document Number	2021-00014759
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 8, 2021
Property Address	848 SPIRES DR, DUBUQUE, IA 52001-3190
Document Number	0000014759
Instrument Date	Aug 27, 2021
Instrument	2021-00014759
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	848 SPIRES DR, DUBUQUE, IA 52001-3190

Mortgage

Document Number	0000014761
Date	Sep 8, 2021
Instrument	2021-00014761

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	848 SPIRES DR, DUBUQUE, IA 52001-3190
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011542
Date	Jul 14, 2021
Instrument	2021-00011542

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 26, 2020
Property Address	848 SPIRES DR, DUBUQUE, IA 52001-3190
Document Number	0000006919
Instrument Date	May 22, 2020
Instrument	6919
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 SPIRES DR DUBUQUE IA 520013190, DUBUQUE, IA 52001-3190

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$332,200 Land $46,300 Building $285,900	$332,200 Land $46,300 Building $285,900
2024	$4,586.00
2023		$329,200 (+20.52%) Land $43,800 Building $285,400	$329,200 Land $43,800 Building $285,400
2022	$4,556.00 Homeowner's exemption	$273,140 Land $41,180 Building $231,960
2021			$273,140 Land $41,180 Building $231,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 848 Spires Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 848 Spires Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spires Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures