837 Spires Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 837 Spires Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,502 sqft · built 1988
Lot Size	0.353 acres (15,381 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Sep 2025)
Tax Bill	$5,068 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-226-006`

Property Details

APN / Parcel Number

Primary APN	`10-23-226-006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
1st Floor Area	1,209 sqft
Upper Floors Area	1,209 sqft
Basement Area	1,209 sqft
Finished Basement	272 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,381 sqft (0.353 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Deck Area	335 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	837 SPIRES DR
City	DUBUQUE
State	IA
Zip	52001-3191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 BLK 2 CLARKE CREST ESTATES 2ND ADD
Legal Range	02E
Legal Township	89N
Legal Section	23
Legal Subdivision	2ND ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

837 Spires Dr is owned and occupied by an individual who bought it in September 2025.

Source: Dubuque County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	837 SPIRES DR, DUBUQUE, IA 52001-3191
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Jul 23, 2010 · Amount on File
Deed Document Number	20259803
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jul 15, 2026
Property Address	837 SPIRES DR, DUBUQUE, IA 52001-3191
Document Number	0000007735
Instrument Date	Jul 10, 2026
Instrument	20267735
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 SPIRES DR, DUBUQUE, IA 52001-3191

Mortgage

Document Number	0000007735,
Date	Jul 15, 2026
Instrument	20267735

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 12, 2025
Property Address	837 SPIRES DR, DUBUQUE, IA 52001-3191
Document Number	0000009803
Instrument Date	Aug 29, 2025
Instrument	2025-00009803
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 SPIRES DR, DUBUQUE, IA 52001-3191

Mortgage

Document Number	0000009804
Date	Sep 12, 2025
Instrument	2025-00009804

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	837 SPIRES DR, DUBUQUE, IA 52001-3191
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012080
Date	Oct 12, 2018
Instrument	2018-00012080

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 837 Spires Dr was $5,068.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,068.00	$366,700 Land $51,400 Building $315,300	$366,700 Land $51,400 Building $315,300
2024	$5,068.00
2023		$352,400 (+13.55%) Land $48,600 Building $303,800	$352,400 Land $48,600 Building $303,800
2022	$5,352.00	$310,350 Land $45,700 Building $264,650
2021			$310,350 Land $45,700 Building $264,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 837 Spires Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 837 Spires Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spires Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures