848 S Pine Ct, Lynden, WA 98264 Property Records

Whatcom County property record for 848 S Pine Ct, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$175,900 (Nov 2002)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400319-148519-0000`

Property Details

APN / Parcel Number

Primary APN	`400319-148519-0000`
Alternative APNs	`132286` `555297`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,610 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Concrete/Metal Slab
Porch Area	45 sqft
Patio Area	200 sqft
Storage Building	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	132286
Street Address	848 S PINE CT
City	LYNDEN
State	WA
Zip	98264-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	ONEILS ADD DIV 2 LOT 11
Legal Range	03
Legal Township	40
Legal Section	19
Legal Subdivision	ONEILS ADD DIV 2
Legal Block	3
Legal Lot Number	11
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3014
Census Tract	10301

Owner

848 S Pine Ct is owner-occupied and held in a trust since October 2021.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	2 Trust Names on File
Mailing Address	848 S PINE CT, LYNDEN, WA 98264-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer · Line of Credit PENTAGON FCU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Sep 24, 2018	Quit Claim Deed, Mortgage · FHA Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2002 · Amount on File
Deed Sale	Nov 15, 2002 · Amount on File
Prior Sale	Oct 17, 2000
Deed Document Number	20021102735
Last Transfer Date	Oct 19, 2021
Transfer Doc	0001100049
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Nov 1, 2021
Property Address	848 S PINE CT, LYNDEN, WA 98264-9775
Document Number	20211100049
Map Reference	VOL 17 PG 60&61
Instrument Date	Oct 19, 2021
Instrument	2021-1100049
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	20211100017
Date	Nov 1, 2021
Instrument	2021-1100017

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	848 S PINE CT, LYNDEN, WA 98264-9775
Document Number	2200805083
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 S PINE CT LYNDEN WA 982649775, LYNDEN, WA 98264-9775

Mortgage

Document Number	2200805083
Date	Aug 31, 2020
Instrument	805083

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 24, 2018
Property Address	848 S PINE CT, LYNDEN, WA 98264-9775
Document Number	2180902090
Instrument Date	Sep 18, 2018
Instrument	902090
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 S PINE CT LYNDEN WA 982649775, LYNDEN, WA 98264-9775

Mortgage

Document Number	2180902091
Date	Sep 24, 2018
Instrument	902091

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 848 S Pine Ct was $3,916.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00	$538,960 Land $272,825 Building $266,135	$538,960 Land $272,825 Building $266,135
2022		$402,915 Land $127,711 Building $275,204	$402,915 Land $127,711 Building $275,204
2021	$3,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 848 S Pine Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2002–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 848 S Pine Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

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