812 S Pine Ct, Lynden, WA 98264 Property Records

Whatcom County property record for 812 S Pine Ct, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1992
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Oct 2025)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`572715`

Property Details

APN / Parcel Number

Primary APN	`572715`
Alternative APNs	`400319 148493 0000` `132283` `483327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,202 sqft (0.234 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	483327
Street Address	812 S PINE CT
City	LYNDEN
State	WA
Zip	98264-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	O'NEIL'S ADD DIV 2 LOT 8
Legal Range	03
Legal Township	40
Legal Section	19
Legal Subdivision	O'NEIL'S ADD DIV 2
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3014
Census Tract	10301

Owner

812 S Pine Ct is owned and occupied by an individual who bought it in October 2025.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	812 S PINE CT, LYNDEN, WA 98264-9775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC
May 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE PACIFIC
Sep 23, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC
Oct 10, 2025	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Aug 24, 2020	Quit Claim Deed, Transfer BANK OF PACIFIC
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Aug 24, 2020
Deed Document Number	2025-1000881
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	812 S PINE CT, LYNDEN, WA 98264-9775
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600103
Date	Jun 1, 2023
Instrument	2023-0600103

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	812 S PINE CT, LYNDEN, WA 98264-9775
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501959
Date	May 12, 2021
Instrument	2021-0501959

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	812 S PINE CT, LYNDEN, WA 98264-9775
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000901735
Date	Sep 23, 2024
Instrument	2024-0901735

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 10, 2025
Property Address	812 S PINE CT, LYNDEN, WA 98264-9775
Document Number	0001000881
Map Reference	VOL 17 PG 20
Instrument Date	Oct 3, 2025
Instrument	2025-1000881
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,028.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 S PINE CT, LYNDEN, WA 98264-9775

Mortgage

Document Number	0001000882
Date	Oct 10, 2025
Instrument	2025-1000882

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 24, 2020
Property Address	812 S PINE CT, LYNDEN, WA 98264-9775
Document Number	2200803893
Instrument Date	Apr 6, 2020
Instrument	803893
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	812 S PINE CT LYNDEN WA 982649775, LYNDEN, WA 98264-9775

Mortgage

Document Number	2200803894
Date	Aug 24, 2020
Instrument	803894

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	812 S PINE CT, LYNDEN, WA 98264-9775
Document Number	2180801385
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	812 S PINE CT LYNDEN WA 982649775, LYNDEN, WA 98264-9775

Mortgage

Document Number	2180801385
Date	Aug 14, 2018
Instrument	801385

Lender

Name	PEOPLES BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 812 S Pine Ct was $3,965, up 5% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00 (+5.01%)	$524,045 (+5.01%) Land $272,825 Building $251,220	$524,045 (+5.01%) Land $272,825 Building $251,220
2024	$3,776.00	$499,029 Land $250,000 Building $249,029	$499,029 Land $250,000 Building $249,029
2022		$392,429 Land $127,711 Building $264,718	$392,429 Land $127,711 Building $264,718
2021	$2,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 S Pine Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2002–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 S Pine Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

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