Mesa County property record for 848 River Ranch Ct, Fruita, CO 81521
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 3.25 ba · 4,169 sqft · built 2021 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2021) |
| Tax Bill | $3,507 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Jul 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 2697-273-12-007 |
| Primary APN | 2697-273-12-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,169 sqft Gross Area |
| 1st Floor Area | 2,374 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Type | Attached |
| Garage Area | 1,077 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R014698 |
|---|---|
| Street Address | 848 RIVER RANCH CT |
| City | FRUITA |
| State | CO |
| Zip | 81521-8436 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | LOT 7 RIVER RANCH FILING 2 SEC 27 1N 2W & AN UND INT IN ROAD TRACT- 3.01AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | RIVER RANCH FIL 2 |
| Legal Block | 12 |
| Legal Lot Number | 7 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 1502 |
848 River Ranch Ct, an agricultural property, is owned by two individuals who bought it in July 2021.
Source: Mesa County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 848 RIVER RANCH CT, FRUITA, CO 81521-8436 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage HOME LOAN STATE BANK |
| Jul 7, 2021 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on File |
| Deed Sale | Jul 7, 2021 · Amount on File |
| Prior Sale | Nov 6, 2013 · Amount on File |
| Deed Document Number | 20212989241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 848 RIVER RANCH CT, FRUITA, CO 81521-8436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 739 GLEN CT 40, 40, GRAND JUNCTION, CO 81506-8283 |
| Document Number | 0003036256 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 3036256 |
| Name | HOME LOAN STATE BANK |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 29, 2023 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jul 7, 2021 |
| Property Address | 848 RIVER RANCH CT, FRUITA, CO 81521-8436 |
| Document Number | 0002989241 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2989241 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 2896, GRAND JUNCTION, CO 81502-2896 |
The 2025 property tax bill for 848 River Ranch Ct was $3,507, up 25.5% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,507.00 (+25.52%) | $48,240 (+23.34%) Land $590 Building $47,650 | $764,590 Land $2,190 Building $762,400 |
| 2024 | $2,794.00 (+2,228.33%) | $39,110 (+2,214.2%) Land $690 Building $38,420 | |
| 2023 | $120.00 (-61.04%) | $1,690 (-60.33%) Land $690 Building $1,000 | $576,080 Land $2,610 Building $573,470 |
| 2022 | $308.00 | $4,260 Land $600 Building $3,660 | |
| 2021 | $54,940 Land $2,280 Building $52,660 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 848 River Ranch Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 848 River Ranch Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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