848 Lowrey Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 848 Lowrey Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,650 sqft · built 2020
Lot Size	0.185 acres (8,061 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Dec 2025)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94234-54-012`

Property Details

APN / Parcel Number

Primary APN	`94234-54-012`
Alternative APN	`R1666738`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	4,178 sqft
1st Floor Area	1,683 sqft
Basement Area	1,683 sqft
Finished Basement	967 sqft
Unfinished Basement	716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,061 sqft (0.185 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666738
Street Address	848 LOWREY LN
City	BERTHOUD
State	CO
Zip	80513-8289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLOCK 8, HERITAGE RIDGE FOURTH FILING, BER (20180011532)
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	HERITAGE RIDGE 4TH FILING
Legal Block	8
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

Source: Larimer County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	848 LOWREY LN, BERTHOUD, CO 80513-8289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Special Warranty Deed, Transfer STEWART TITLE
Dec 28, 2020	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 31, 2020	Loan Modification, Mortgage · Line of Credit REGIONS BK
Feb 3, 2020	Grant Deed, Construction Loan FNTG-NCS COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	202561210
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 22, 2025
Property Address	848 LOWREY LN, BERTHOUD, CO 80513-8289
Document Number	0000061210
Instrument Date	Dec 22, 2025
Instrument	20250061210
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$64.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 LOWREY LN, BERTHOUD, CO 80513-8289

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 28, 2020
Property Address	848 LOWREY LN, BERTHOUD, CO 80513-8289
Document Number	0000109704
Instrument Date	Dec 20, 2020
Instrument	20200109704
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 E 15TH ST # ST202, 3760, LOVELAND, CO 80538-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	848 LOWREY LN, BERTHOUD, CO 80513-8289
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109705
Date	Dec 28, 2020
Instrument	20200109705

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	848 LOWREY LN, BERTHOUD, CO 80513-8289
Document Number	0000007160
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	FNTG-NCS COLORADO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	848 LOWRY LN BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	0000007160
Date	Feb 3, 2020
Instrument	7160

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1243

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 3, 2020
Property Address	848 LOWREY LN, BERTHOUD, CO 80513-8289
Document Number	0000007159
Instrument Date	Jan 31, 2020
Instrument	7159
Transaction Type	Construction Loan
Record Updated	Feb 20, 2020
Title Company	FNTG-NCS COLORADO

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 STATE HIGHWAY 121 #410 LEWISVILLE TX 750564560, 410, LEWISVILLE, TX 75056-4560

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,410.00 (+8.35%)	$41,287 (-2.94%) Land $10,056 Building $31,231	$660,600 (+4.05%) Land $160,900 Building $499,700
2024	$6,839.00 (+2.11%)	$42,538 (-) Land $10,780 Building $31,758	$634,900 (-) Land $160,900 Building $474,000
2023	$6,698.00 (+34.07%)	$42,538 (+42.67%) Land $10,780 Building $31,758	$634,900 (+48%) Land $160,900 Building $474,000
2022	$4,996.00	$29,816 Land $7,993 Building $21,823	$429,000 Land $115,000 Building $314,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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