820 Lowrey Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 820 Lowrey Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,683 sqft · built 2020
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$467,397 (Apr 2020)
Tax Bill	$6,517 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94234-54-010`

Property Details

APN / Parcel Number

Primary APN	`94234-54-010`
Alternative APN	`R1666736`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Basement Area	1,683 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Balcony	Balcony
Balcony Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666736
Street Address	820 LOWREY LN
City	BERTHOUD
State	CO
Zip	80513-8289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLOCK 8, HERITAGE RIDGE FOURTH FILING, BER (20180011532)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE 4TH FILING
Legal Block	8
Legal Lot Number	10
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	820 LOWREY LN, BERTHOUD, CO 80513-8289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Apr 2, 2020	Special Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Apr 16, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK
Apr 16, 2019	Grant Deed, Transfer FNTG-NCS COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	20200022579
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	820 LOWREY LN, BERTHOUD, CO 80513-8289
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 LOWREY LN, BERTHOUD, CO 80513-8289

Mortgage

Document Number	0000011540
Date	Mar 27, 2023
Instrument	20230011540

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	820 LOWREY LN, BERTHOUD, CO 80513-8289
Document Number	0000105108
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 LOWREY LN BERTHOUD CO 805138289, BERTHOUD, CO 80513-8289

Mortgage

Document Number	0000105108
Date	Dec 14, 2020
Instrument	105108

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 2, 2020
Property Address	820 LOWREY LN, BERTHOUD, CO 80513-8289
Document Number	0000022579
Instrument Date	Mar 31, 2020
Instrument	20200022579
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$46.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	820 LOWRY LN, BERTHOUD, CO 80513-8289

Mortgage

Document Number	0000022580
Date	Apr 2, 2020
Instrument	20200022580

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Apr 16, 2019
Property Address	820 LOWREY LN, BERTHOUD, CO 80513-8289
Instrument Date	Apr 12, 2019
Instrument	18778
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

Mortgage

Document Number	0000018778
Date	Apr 16, 2019
Instrument	18778

Lender

Name	REGIONS BK
Type	Bank
Address	1717 MCKINNEY AVE # 1200, DALLAS, TX 75202-1237

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 16, 2019
Property Address	820 LOWREY LN, BERTHOUD, CO 80513-8289
Document Number	0000018777
Instrument Date	Apr 12, 2019
Instrument	18777
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	FNTG-NCS COLORADO

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,517.00 (+21.34%)	$36,312 (+4.23%) Land $10,056 Building $26,256	$581,000 (+11.73%) Land $160,900 Building $420,100
2023	$5,371.00 (+3.71%)	$34,840 (+12.73%) Land $10,780 Building $24,060	$520,000 (+16.93%) Land $160,900 Building $359,100
2022	$5,179.00	$30,907 Land $7,993 Building $22,914	$444,700 Land $115,000 Building $329,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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