Monroe County property record for 848 Lower Mountain Dr, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,654 sqft · built 2004 |
| Lot Size | 4.13 acres (179,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Mar 2020) |
| Tax Bill | $2,292 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.86617 |
| Primary APN | 02.86617 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,654 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Lot Area | 179,903 sqft (4.13 acres) |
| Garage Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02632000989489 |
|---|---|
| Street Address | 848 LOWER MOUNTAIN DR |
| City | EFFORT |
| State | PA |
| Zip | 18330-8141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 342 |
| Legal Subdivision | BIRCH BRIER SEC 10 |
| Legal Block | 98 |
| Legal Lot Number | 342 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301204 |
848 Lower Mountain Dr is owned and occupied by two individuals who bought it in March 2020.
Source: Monroe County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 848 LOWER MOUNTAIN DR, EFFORT, PA 18330-8141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Mar 27, 2020 | Grant Deed, Transfer · VA Mortgage ATLANTIC HM LOANS |
| Feb 7, 2019 | Deed in Lieu of Foreclosure, Foreclosure LENDERLIVE SETTLEMENT SERVICES LLC, LENDERLIVE SETTLEMENT SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Feb 7, 2019 · Amount on File |
| Deed Document Number | 20207797 |
| Deed Book / Page | 2546 / 8375 |
| Prior Transfer Date | Feb 1, 2019 |
| Prior Transfer Doc | 0000002810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Sep 25, 2026 |
| Property Address | 848 LOWER MOUNTAIN DR, EFFORT, PA 18330-8141 |
| Document Number | 0000024426 |
| Book / Page | 2699 / 9852 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202624426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 848 LOWER MOUNTAIN DR, EFFORT, PA 18330-8141 |
| Document Number | 0000024426, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 2699/9852 |
| Instrument | 202624426 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Mar 27, 2020 |
| Property Address | 848 LOWER MOUNTAIN DR, EFFORT, PA 18330-8141 |
| Document Number | 0000007797 |
| Book / Page | 002546 / 008375 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 7797 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | ALL POCONO SETTLEMENT SERVICES LLC, ALL POCONO SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 848 LOWER MOUNTAIN DR EFFORT PA 183308141, EFFORT, PA 18330-8141 |
| Document Number | 7798 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 002546/008381 |
| Instrument | 7798 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Feb 7, 2019 |
| Property Address | 848 LOWER MOUNTAIN DR, EFFORT, PA 18330-8141 |
| Document Number | 0000002810 |
| Book / Page | 002524 / 000725 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 2810 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 18, 2019 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC, LENDERLIVE SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,159.96 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
The 2026 property tax bill for 848 Lower Mountain Dr was $2,292.
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,292.00 | $281,720 Land $48,780 Building $232,940 | |
| 2024 | $1,869.00 (+12.73%) Homeowner's exemption | $281,720 (-) Land $48,780 Building $232,940 | |
| 2023 | $1,658.00 Homeowner's exemption | $281,720 Land $48,780 Building $232,940 | |
| 2019 | $281,720 Land $48,780 Building $232,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 848 Lower Mountain Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 848 Lower Mountain Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
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