848 Gist Rd, Westminster, MD 21157 Property Records

Carroll County property record for 848 Gist Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,216 sqft · built 1973
Lot Size	0.543 acres (23,661 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2011)
Tax Bill	$5,867 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-157851`

Property Details

APN / Parcel Number

Primary APN	`07-157851`
Alternative APN	`157851`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,216 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Utility Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,661 sqft (0.543 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	157851
Street Address	848 GIST RD
City	WESTMINSTER
State	MD
Zip	21157-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT - 23661 SQ FT NW/S GIST RD WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	4
Census Block	4005
Census Tract	507801

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	848 GIST RD, WESTMINSTER, MD 21157-5716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2011 · Amount on Record
Deed Sale	Jun 14, 2011 · Amount on Record
Prior Sale	Jun 14, 2011 · Amount on Record
Deed Book / Page	6579 / 73
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	848 GIST RD, WESTMINSTER, MD 21157-5716
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MTI TITLE INSURANCE, TITTLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101780349
Date	Mar 24, 2021
Book Page	10178/349

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company
Address	WASHINGTON, DC 20007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,867.00 (+9.17%)	$518,600 (+34.21%) Land $130,800 Building $387,800	$518,600 (+34.21%) Land $130,800 Building $387,800
2025	$5,374.00 (+23.09%)
2023	$4,366.00	$386,400 Land $102,400 Building $284,000	$386,400 Land $102,400 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20