Carroll County property record for 829 Gist Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,155 sqft · built 1967 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Aug 2025) |
| Tax Bill | $4,748 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-022840 |
| Primary APN | 07-022840 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,155 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 547 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022840 |
|---|---|
| Street Address | 829 GIST RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LTS 117 & 118 - 1.29 829 GIST RD 7-55 WINCHESTER PARK SC F |
| Legal Subdivision | WINCHESTER PARK |
| Legal Lot Number | 117,118 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 507801 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 829 GIST RD, WESTMINSTER, MD 21157-5749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERIS BANK |
| Mar 20, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERIS BANK |
| Jun 25, 2020 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Jan 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Book / Page | 11551 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 829 GIST RD, WESTMINSTER, MD 21157-5749 |
| Document Number | 1180000373 |
| Book / Page | 11800 / 373 |
| Instrument Date | Jun 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 829 GIST RD, WESTMINSTER, MD 21157-5749 |
| Document Number | 1180000373, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 11800/373 |
| Name | AMERIS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 829 GIST RD, WESTMINSTER, MD 21157-5749 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 301 MARY AVE, WESTMINSTER, MD 21157-6015 |
| Document Number | 0117160221 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 11716/221 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 25, 2020 |
| Property Address | 829 GIST RD, WESTMINSTER, MD 21157-5749 |
| Document Number | 0097350169 |
| Book / Page | 009735 / 000169 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 829 GIST RD WESTMINSTER MD 211575749, WESTMINSTER, MD 21157-5749 |
| Document Number | 97350175 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 009735/000175 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 829 GIST RD, WESTMINSTER, MD 21157-5749 |
| Document Number | 0092070276 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 829 GIST RD WESTMINSTER MD 211575749, WESTMINSTER, MD 21157-5749 |
| Document Number | 0092070276 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 009207/000276 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,748.00 (+3.89%) Homeowner's exemption | $424,000 (+3.89%) Land $132,900 Building $291,100 | $424,000 (-) Land $132,900 Building $291,100 |
| 2025 | $4,570.00 (+7.45%) | $408,133 (+8.43%) | $424,000 (+12.65%) Land $132,900 Building $291,100 |
| 2023 | $4,253.00 | $376,400 Land $132,900 Building $243,500 | $376,400 Land $132,900 Building $243,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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