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848 Copa D Oro, Marathon, FL 33050 Property Records

Monroe County property record for 848 Copa D Oro, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,819 sqft · built 1998
Lot Size0.257 acres (11,180 sqft)
Owner2 Trust Names on File
Last Sale$850,000 (Mar 2020)
Tax Bill$11,116 (2024)
Deeds & MortgagesJan 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00355620-000000

Property Details

APN / Parcel Number

Primary APN00355620-000000
Alternative APNs
  • 15663200355620000000
  • 1437301

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,819 sqft Living Area
1st Floor Area1,258 sqft
Basement Area1,258 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area11,180 sqft (0.257 acres)
View / LotCanal
Garage TypeCarport
Garage Area629 sqft
CarportCarport
Carport Area629 sqft

Exterior Amenities

Pool Area308 sqft
PorchFlorida Room
Porch Area1,098 sqft
Deck Area594 sqft
Patio Area594 sqft
Water FeatureWater Feature
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1437301
Street Address848 COPA D ORO
CityMARATHON
StateFL
Zip33050-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionAMENDED PLAT OF FLAMINGO ISLAND ESTATES PB5-121 BOOT KEY LOT 18 AND N 1/2 LOT 19 BK 1 OR530-803 OR1234-1522/23 OR1234-1524/25 OR1234-1526/27 OR1447-1811 OR1700-1855 OR1742-771 OR2818-226/27 OR3016-0542
Legal Range32E
Legal Township66S
Legal Section15
Legal SubdivisionFLAMINGO ISLAND EST AMD PLAT
Legal Block1
Legal Lot Number18,19
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1043
Census Tract971200

Owner

848 Copa D Oro is owner-occupied and held in a trust since May 2024.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Trust Names on File
Mailing Address848 COPA D ORO, MARATHON, FL 33050-2403
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 30, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2020 · Amount on File
Deed SaleMar 30, 2020 · Amount on File
Prior SaleSep 30, 2016 · Amount on File
Deed Document Number20202261877
Deed Book / Page3016 / 542
Last Transfer DateMay 7, 2024
Transfer Doc0032991618
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address848 COPA D ORO, MARATHON, FL 33050-2403
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030680771
DateJan 11, 2021
Book Page3068/771
Instrument2298805
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term351 Months
DueApr 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 30, 2020
Property Address848 COPA D ORO, MARATHON, FL 33050-2403
Document Number0030160542
Book / Page3016 / 542
Map ReferenceMB 5 PG 121
Instrument DateMar 24, 2020
Instrument2261877
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyALL KEYS TTL & NOTARY SVCS I

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1670 MORNINGSIDE DR, 1670, MERRITT ISLAND, FL 32952-5917

Transferred To (Grantee/Buyer)

NameVerified Name
Address569 W COMET RD, NEW FRANKLIN, OH 44216-9672

Mortgage

Document Number0030160544
DateMar 30, 2020
Instrument3016/0544
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,186,652$1,466,818 Land $1,122,919 Building $343,899
2024$11,116.00 (+1.7%)
2023$10,930.00 (+1.3%) Homeowner's exemption$1,109,092 (+3%)$1,321,720 (+22.75%) Land $1,008,883 Building $312,837
2022$10,790.00 Homeowner's exemption$1,076,789 Land $759,290 Building $317,499$1,076,789 Land $759,290 Building $317,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 848 Copa D Oro in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 741 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,105 units insured
incl. 364 condo units
Nearby Flood Claims483 (1980–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 312 claims
  • Hurricane Wilma, Oct 2005 · 17 claims
  • Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 848 Copa D Oro has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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