Monroe County property record for 846 Copa D Oro, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,691 sqft · built 2000 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,910,000 (Oct 2023) |
| Tax Bill | $14,682 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00355610-000000 |
| Primary APN | 00355610-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 3,691 sqft Living Area |
| Gross Area | 4,879 sqft |
| 1st Floor Area | 2,670 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 1,188 sqft |
| Pool Area | 216 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,899 sqft |
| Patio Area | 171 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1437298 |
|---|---|
| Street Address | 846 COPA D ORO |
| City | MARATHON |
| State | FL |
| Zip | 33050-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 1 LT 17 AMENDED PLAT OF FLAMINGO ISLAND ESTATES PB5-121 BOOT KEY OR428-477 OR717-386 OR1071-660 OR1615-631 OR2027-1501 OR2682-1003 OR2755-558 OR3019-2339 OR3245-2199 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 15 |
| Legal Subdivision | FLAMINGO ISLAND EST AMD PLAT |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 971200 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10270 SW 93RD TER, MIAMI, FL 33176-1619 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 6, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage DANIEL G SCHOTT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on Record |
| Deed Sale | Oct 6, 2023 · Amount on Record |
| Prior Sale | Apr 28, 2020 · Amount on Record |
| Deed Document Number | 20232435069 |
| Deed Book / Page | 3245 / 2199 |
| Prior Transfer Date | Jul 17, 2015 |
| Prior Transfer Doc | 0027550558 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 846 COPA D ORO, MARATHON, FL 33050-2403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 846 COPA D ORO, MARATHON, FL 33050-2403 |
| Document Number | 0032140080 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 3214/80 |
| Instrument | 2408578 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 6, 2023 |
| Property Address | 846 COPA D ORO, MARATHON, FL 33050-2403 |
| Document Number | 0032452199 |
| Book / Page | 3245 / 2199 |
| Map Reference | MB 5 PG 121 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2435069 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 846 COPA D ORO, MARATHON, FL 33050-2403 |
| Name | Verified Name |
|---|---|
| Address | 10270 SW 93RD TER, MIAMI, FL 33176-1619 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 28, 2020 |
| Property Address | 846 COPA D ORO, MARATHON, FL 33050-2403 |
| Document Number | 0030192339 |
| Book / Page | 003019 / 002339 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 2264383 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 846 COPA D ORO MARATHON FL 330502403, MARATHON, FL 33050-2403 |
| Document Number | 30192341 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 003019/002341 |
| Instrument | 2264384 |
| Name | DANIEL G SCHOTT |
|---|---|
| Address | PO BOX 510466, KEY COLONY BEACH, FL 33051-0466 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 27, 2023 |
| Rate | 7% |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,754,447 (+80.44%) Land $947,700 Building $806,747 | $1,754,447 (+27.67%) Land $947,700 Building $806,747 | |
| 2024 | $14,682.00 (+60.28%) | ||
| 2023 | $9,160.00 (+1.38%) Homeowner's exemption | $972,317 (+3%) | $1,374,194 (+15.33%) Land $756,000 Building $618,194 |
| 2022 | $9,035.00 Homeowner's exemption | $943,998 | $1,191,505 Land $568,969 Building $622,536 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 741 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,105 units insured incl. 364 condo units |
| Nearby Flood Claims | 483 (1980–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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