Shiawassee County property record for 848 Alger Ave, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 944 sqft · built 1971 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jul 2026) |
| Tax Bill | $1,544 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-010-002-026-00 |
| Primary APN | 050-010-002-026-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 848 ALGER AVE |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 43 & 44 BLK 2 GEO T ABREYS WOODLAWN PARK ADD INCL 12 VACATED ALLEY |
| Legal Subdivision | GEO T ABREYS WOODLAWN PARK ADD |
| Legal Block | 2 |
| Legal Lot Number | 43-44 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 30800 |
848 Alger Ave is owned and occupied by an individual who bought it in July 2026.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 507 W FITZGERALD ST, DURAND, MI 48429-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE COMPANY |
| Jul 31, 2026 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY |
| Mar 3, 2026 | Warranty Deed, Transfer KAY FINANCIAL LLC |
| Feb 27, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Mar 3, 2026 · Amount on File |
| Deed Document Number | 20263405697 |
| Deed Book / Page | 1341 / 84 |
| Prior Transfer Date | Feb 23, 2026 |
| Prior Transfer Doc | 0013350708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 29, 2026 |
| Property Address | 848 ALGER AVE, OWOSSO, MI 48867-4606 |
| Document Number | 0003405637 |
| Book / Page | 1341 / 24 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20263405637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0003405637, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 1341/24 |
| Instrument | 20263405637 |
| Name | TOWNE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 31, 2026 |
| Property Address | 848 ALGER AVE, OWOSSO, MI 48867-4606 |
| Document Number | 0003405697 |
| Book / Page | 1341 / 84 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20263405697 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138,976.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 W FITZGERALD ST, DURAND, MI 48429-1517 |
| Document Number | 0003405637, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20263405637 |
| Name | TOWNE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 3, 2026 |
| Property Address | 848 ALGER AVE, OWOSSO, MI 48867-4606 |
| Document Number | 0013350835 |
| Book / Page | 1335 / 835 |
| Map Reference | LB 1 PG 120 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 3400394 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | DREAM TITLE AND ESCROW AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2450 KROUSE RD LOT 443, 443, OWOSSO, MI 48867-8113 |
| Name | Verified Name |
|---|---|
| Address | 11500 N SAGINAW ST, MOUNT MORRIS, MI 48458-2013 |
| Document Number | 0013350791 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 1335/791 |
| Instrument | 3400350 |
| Name | KAY FINANCIAL LLC |
|---|---|
| Address | MOUNT MORRIS, MI 48458 |
| Amount | Amount on Record |
|---|---|
| Term | 13 Months |
| Due | Apr 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 27, 2026 |
| Property Address | 848 ALGER AVE, OWOSSO, MI 48867-4606 |
| Document Number | 0013350708 |
| Book / Page | 1335 / 708 |
| Map Reference | LB 1 PG 130 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 3400267 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231-4106 |
| Name | Verified Name |
|---|---|
| Address | 848 ALGER AVE, OWOSSO, MI 48867-4606 |
The 2025 property tax bill for 848 Alger Ave was $1,544 with a homeowner's exemption, up 5.9% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,000 (+10.14%) | $76,000 (+10.14%) | |
| 2025 | $1,544.00 (+5.9%) Homeowner's exemption | $34,500 | $69,000 |
| 2024 | $1,458.00 | ||
| 2023 | $1,458.00 Homeowner's exemption Additional exemption filed | $28,400 | $56,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 848 Alger Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 848 Alger Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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