Shiawassee County property record for 829 Alger Ave, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1972 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,699 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-010-003-005-00 |
| Primary APN | 050-010-003-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 912 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 829 ALGER AVE |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 BLK 3 GEO T ABREYS WOODLAWN PARK ADD INCL 12 CLSD ALLEY |
| Legal Subdivision | GEO T ABREYS WOODLAWN PARK ADD |
| Legal Block | 3 |
| Legal Lot Number | 8-9 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 30800 |
829 Alger Ave is owned and occupied by an individual who acquired it in September 2005.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 829 ALGER AVE, OWOSSO, MI 48867-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit LAFCU |
| Oct 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAFCU |
| Jan 7, 2020 | Deed of Trust, Mortgage LAFCU |
| Aug 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 6, 2005 |
| Transfer Doc | 0010840623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 5, 2026 |
| Property Address | 829 ALGER AVE, OWOSSO, MI 48867-4605 |
| Document Number | 0013380362 |
| Book / Page | 1338 / 362 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20263402940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 829 ALGER AVE, OWOSSO, MI 48867-4605 |
| Document Number | 0003402940, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 1338/362 |
| Instrument | 20263402940 |
| Name | LAFCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 29, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 829 ALGER AVE, OWOSSO, MI 48867-4605 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 829 ALGER AVE, OWOSSO, MI 48867-4605 |
| Document Number | 0013110845 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 1311/845 |
| Instrument | 3376013 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 5, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 829 ALGER AVE, OWOSSO, MI 48867-4605 |
| Document Number | 0012640925 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 829 ALGER AVE OWOSSO MI 488674605, OWOSSO, MI 48867-4605 |
| Document Number | 0012640925 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 001264/000925 |
| Instrument | 3328554 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 829 ALGER AVE, OWOSSO, MI 48867-4605 |
| Document Number | 0012490019 |
| Instrument Date | Aug 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 829 ALGER AVE OWOSSO MI 488674605, OWOSSO, MI 48867-4605 |
| Document Number | 0012490019 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 001249/000019 |
| Instrument | 3312396 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2033 |
The 2025 property tax bill for 829 Alger Ave was $1,699 with a homeowner's exemption, up 4.9% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,500 (+14.44%) | $103,000 (+14.44%) | |
| 2025 | $1,699.00 (+4.88%) Homeowner's exemption | $45,000 | $90,000 |
| 2024 | $1,620.00 | ||
| 2023 | $1,620.00 Homeowner's exemption | $50,500 | $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 829 Alger Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 829 Alger Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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