8478 Duncan Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 8478 Duncan Rd, Phelan, CA 92371

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,476 sqft · built 1988
Lot Size	1.2 acres (52,707 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Jul 2018)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`3070-331-12-0000`

Property Details

APN / Parcel Number

Primary APN	`3070-331-12-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Family Room	Family Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modular
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	52,707 sqft
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	8478 DUNCAN RD
City	PHELAN
State	CA
Zip	92371
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RL
Legal Description	THAT PTN NE 1/4 E 1/2 E 1/2 GOV LOT 2 OF NW 1/4 FRACTL SEC 2 TP 4N R 6W LYING NLY OF NLY LI LAND CONVEYED TO STATE OF CALIF BY DEED RECORDED IN BOOK 7060 PAGE 99 OFFICIAL RECORDS 1.21 AC M/L
Legal Range	6W
Legal Township	WP
Legal Section	2
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	4
Census Block	4009
Census Tract	9119

Owner

8478 Duncan Rd, a mobile home, is owned by two individuals who bought it in July 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 291192, PHELAN, CA 92329-1192
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Oct 17, 2014 · Amount on File
Deed Document Number	2018242777
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	0000298469
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 5, 2018
Property Address	8478 DUNCAN RD, PHELAN, CA 92371
Document Number	0000242777
Instrument Date	May 16, 2018
Instrument	2018-0242777
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8478 DUNCAN RD, VICTORVILLE, CA 92392-1796

Mortgage

Document Number	0000242778
Date	Jul 5, 2018
Instrument	2018-0242778

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 24, 2017
Property Address	8478 DUNCAN RD, PHELAN, CA 92371
Document Number	0000298469
Instrument Date	Jun 30, 2017
Instrument	2017-0298469
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8478 DUNCAN RD, VICTORVILLE, CA 92392-1796

Mortgage

Document Number	0000298470
Date	Jul 24, 2017
Instrument	2017-0298470

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 8478 Duncan Rd was $2,650.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$209,362 (+2%) Land $41,873 Building $167,489
2025	$2,650.00	$205,257 Land $41,052 Building $164,205
2023	$2,456.00 (+2.33%)	$197,286 (+2%) Land $39,458 Building $157,828
2022	$2,400.00	$193,417 Land $38,684 Building $154,733

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8478 Duncan Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8478 Duncan Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VICTORVILLE WATER DISTRICT serves 140,721 people · EPA ID CA3610052
Water Source	Purchased surface water from MOJAVE WATER AGENCY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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