San Bernardino County property record for 7892 Duncan Rd, Phelan, CA 92371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,310 sqft · built 2007 |
| Lot Size | 1.85 acres (81,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Mar 2008) |
| Tax Bill | $4,749 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 3097-311-23-0000 |
| Primary APN | 3097-311-23-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 3,126 sqft |
| 1st Floor Area | 2,310 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 81,021 sqft |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 482 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 7892 DUNCAN RD |
|---|---|
| City | PHELAN |
| State | CA |
| Zip | 92371-4767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PHRL |
| Legal Description | PARCEL MAP 12720 PARCEL 2 |
| Legal Subdivision | PARCEL MAP NO 12720 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 9122 |
7892 Duncan Rd is owned and occupied by two individuals who bought it in March 2008.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING |
| Feb 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2008 · Amount on File |
| Deed Sale | Mar 11, 2008 · Amount on File |
| Prior Sale | Nov 28, 2005 · Amount on File |
| Deed Document Number | 2008108669 |
| Prior Transfer Date | Mar 21, 2005 |
| Prior Transfer Doc | 0000886803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Document Number | 0000218242 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025-0218242 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Document Number | 0000295167 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023-0295167 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 29, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | PRIORITY TITLE-RIVERSIDE, PRIORITY TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Document Number | 0000088219 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-0088219 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | PRIORITY TITLE-RIVERSIDE, PRIORITY TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 7892 DUNCAN RD, PHELAN, CA 92371-4767 |
| Document Number | 0000078436 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-0078436 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 7892 Duncan Rd was $4,749 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Snowline Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $401,938 (+2%) Land $100,484 Building $301,454 | |
| 2025 | $4,749.00 Homeowner's exemption | $394,057 Land $98,514 Building $295,543 |
| 2023 | $4,389.00 (+2.4%) Homeowner's exemption | $378,755 Land $94,688 Building $284,067 |
| 2022 | $4,286.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7892 Duncan Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7892 Duncan Rd is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
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