Hamilton County property record for 8470 Refuge Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,514 sqft · built 2005 |
| Lot Size | 0.3 acres (13,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $422,000 (Oct 2021) |
| Tax Bill | $1,636 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114O B 030 |
| Primary APN | 114O B 030 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,100 sqft (0.3 acres) |
| Lot Dimensions | 131 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000152265 |
|---|---|
| Old Parcel Number | 114O B030 |
| Street Address | 8470 REFUGE LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 197 MEADOW STREAM PH IV PB75 PG198 OUT OF 114-37 FOR 2005 |
| Legal Subdivision | MEADOW STREAM PHASE |
| Legal Phase | IV |
| Legal Lot Number | 197 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11205 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8470 REFUGE LN, OOLTEWAH, TN 37363-6294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Oct 20, 2021 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 19, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Aug 19, 2019 · Amount on Record |
| Deed Document Number | 2021102000182 |
| Deed Book / Page | 12698 / 837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8470 REFUGE LN, OOLTEWAH, TN 37363-6294 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8470 REFUGE LN, OOLTEWAH, TN 37363-6294 |
| Document Number | 0000000037 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 13332/641 |
| Instrument | 2023063000037 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 13, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 20, 2021 |
| Property Address | 8470 REFUGE LN, OOLTEWAH, TN 37363-6294 |
| Document Number | 0000000182 |
| Book / Page | 12698 / 837 |
| Map Reference | MB 75 PG 198 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021102000182 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8470 REFUGE LN, OOLTEWAH, TN 37363-6294 |
| Document Number | 0012698840 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 12698/840 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 19, 2019 |
| Property Address | 8470 REFUGE LN, OOLTEWAH, TN 37363-6294 |
| Document Number | 0819000282 |
| Book / Page | 011733 / 000355 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 190819000282 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2019 |
| Title Company | CHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TITLE E BRAINERD L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8470 REFUGE LN OOLTEWAH TN 373636294, OOLTEWAH, TN 37363-6294 |
| Document Number | 819000283 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 011733/000358 |
| Instrument | 190819000283 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,636.00 (+0.12%) | $107,950 (+47.72%) | $431,800 (+47.72%) Land $60,000 Building $371,800 |
| 2024 | $1,634.00 (-0.55%) | $73,075 (-) | $292,300 (-) Land $45,000 Building $247,300 |
| 2023 | $1,643.00 | $73,075 | $292,300 Land $45,000 Building $247,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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