Hamilton County property record for 8449 Refuge Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,449 sqft · built 2005 |
| Lot Size | 0.279 acres (12,177 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jul 2019) |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114I A 003 |
| Primary APN | 114I A 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,449 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,177 sqft (0.279 acres) |
| Lot Dimensions | 129 ft deep x 94.4 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000152243 |
|---|---|
| Street Address | 8449 REFUGE LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 192 MEADOW STREAM PH IV PB75 PG198 OUT OF 114-37 FOR 2005 |
| Legal Subdivision | MEADOW STREAM PHASE |
| Legal Phase | IV |
| Legal Lot Number | 192 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11205 |
8449 Refuge Ln is owned and occupied by an individual who acquired it in March 2023.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8449 REFUGE LN, OOLTEWAH, TN 37363-6295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 29, 2023 | Intrafamily Transfer, Transfer |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage REGIONS MTG |
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 0719000112 |
| Deed Book / Page | 011702 / 000718 |
| Last Transfer Date | Mar 29, 2023 |
| Transfer Doc | 0000000052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8449 REFUGE LN, OOLTEWAH, TN 37363-6295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8449 REFUGE LN, OOLTEWAH, TN 37363-6295 |
| Document Number | 0000000219 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 12802/361 |
| Instrument | 2022010700219 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 29, 2023 |
| Property Address | 8449 REFUGE LN, OOLTEWAH, TN 37363-6295 |
| Document Number | 0000000052 |
| Book / Page | 13248 / 964 |
| Map Reference | MB 75 PG 198 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023032900052 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8449 REFUGE LN, OOLTEWAH, TN 37363-6295 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 19, 2019 |
| Property Address | 8449 REFUGE LN, OOLTEWAH, TN 37363-6295 |
| Document Number | 0719000112 |
| Book / Page | 011702 / 000718 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 190719000112 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,036.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8449 REFUGE LN OOLTEWAH TN 373636295, OOLTEWAH, TN 37363-6295 |
| Document Number | 719000113 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 011702/000720 |
| Instrument | 190719000113 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8449 REFUGE LN, OOLTEWAH, TN 37363-6295 |
| Document Number | 0000000043 |
| Book / Page | 011197 / 000484 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8449 REFUGE LN OOLTEWAH TN 373636295, OOLTEWAH, TN 37363-6295 |
| Document Number | 0000000043 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 011197/000484 |
| Instrument | 43 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 6, 2032 |
The 2025 property tax bill for 8449 Refuge Ln was $1,724, up 0.2% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (+0.23%) | $113,775 (+47.95%) | $455,100 (+47.95%) Land $60,000 Building $395,100 |
| 2024 | $1,720.00 (-0.52%) | $76,900 (-) | $307,600 (-) Land $45,000 Building $262,600 |
| 2023 | $1,729.00 | $76,900 | $307,600 Land $45,000 Building $262,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8449 Refuge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8449 Refuge Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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