847 Harper Ct, Cary, IL 60013 Property Records

McHenry County property record for 847 Harper Ct, Cary, IL 60013

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,914 sqft · built 1994
Owner	Individual Name on File
Last Sale	$229,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-14-405-003`

Property Details

APN / Parcel Number

Primary APN	`19-14-405-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,914 sqft
Gross Area	2,862 sqft

Exterior

Year Built	Built 1994
Architectural Style	Townhouse

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	847 HARPER CT
City	CARY
State	IL
Zip	60013-3225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2020R0045306 UNIT 847 HERITAGE OAKS TOWNHOMES CONDO 2ND AMEND (PT LT 1 CARY OAKS SUB PHASE 4)
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	CARY OAKS
Legal Phase	4
Legal Block	405
Legal Lot Number	1
Legal Unit	847
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871312

Owner

847 Harper Ct, a condominium, is owned by an individual who bought it in October 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	847 HARPER CT, CARY, IL 60013-3225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP
Feb 22, 2017	Special Warranty Deed, Transfer · ARM INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Feb 22, 2017
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 28, 2020
Property Address	847 HARPER CT, CARY, IL 60013-3225
Document Number	0000045306
Map Reference	DOC 89R023347
Instrument Date	Aug 17, 2020
Instrument	2020R0045306
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 HARPER CT, DES PLAINES, IL 60018

Mortgage

Document Number	0000045307
Date	Oct 28, 2020
Instrument	2020R0045307

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.37%
Change Frequency	2 Years

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 22, 2017
Property Address	847 HARPER CT, CARY, IL 60013-3225
Document Number	0000006587
Map Reference	DOC93R044450
Instrument Date	Jan 27, 2017
Instrument	2017R0006587
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CTC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 HARPER CT, CARY, IL 60013-3225

Mortgage

Document Number	0000006588
Date	Feb 22, 2017
Instrument	2017R0006588

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$68,416 Land $12,506 Building $55,910	$205,248 Land $37,518 Building $167,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 847 Harper Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 847 Harper Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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