McHenry County property record for 845 Harper Ct, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,599 sqft · built 1995 |
| Lot Size | 0.818 acres (35,693 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (May 2002) |
| Tax Bill | $4,402 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-14-403-002 |
| Primary APN | 19-14-403-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,599 sqft Living Area |
| Basement Area | 772 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Lot Area | 35,693 sqft (0.818 acres) |
| Heating System | HVAC |
|---|
| Street Address | 845 HARPER CT, 3 |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2002R0043805 UNIT 845 HERITAGE OAKS TOWNHOMES CONDO (PT LT 1 CARY OAKS SUB PHASE 4) |
| Legal Subdivision | HERITAGE OAKS TOWNHOMES CONDO |
| Legal Phase | 4 |
| Legal Block | 403 |
| Legal Lot Number | 1 |
| Legal Unit | 845 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 871312 |
845 Harper Ct is owned and occupied by two individuals who bought it in May 2002.
Source: McHenry County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 HARPER CT, 3, CARY, IL 60013-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2002 · Amount on File |
| Deed Sale | May 15, 2002 · Amount on File |
| Prior Sale | Dec 3, 1996 · Amount on File |
| Deed Document Number | 200243805 |
| Prior Transfer Date | Feb 14, 1996 |
| Record Updated | Oct 29, 2026 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,402.00 | $68,278 Land $15,494 Building $52,784 | $204,834 Land $46,482 Building $158,352 |
| 2022 | Homeowner's exemption | $57,893 Land $12,506 Building $45,387 | $173,679 Land $37,518 Building $136,161 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 845 Harper Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 845 Harper Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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