San Diego County property record for 847 Cocos Dr, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,582 sqft · built 2006 |
| Lot Size | 11.7 acres (512,266 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $20,767 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-340-02-00 |
| Primary APN | 222-340-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,582 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 512,266 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 847 COCOS DR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-5058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | SEC 24-12-3W NWQ DOC260856REC71 IN |
| Legal Range | 03W |
| Legal Township | 12 |
| Legal Section | 24 |
| Legal Subdivision | CORONADO HILLS |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20310 |
847 Cocos Dr is owned and occupied by two individuals.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 847 COCOS DR, SAN MARCOS, CA 92078-5058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 847 COCOS DR, SAN MARCOS, CA 92078-5058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INNOVATIVE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000204199 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2019-0204199 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
The 2025 property tax bill for 847 Cocos Dr was $20,767 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,773,241 (+2%) Land $514,543 Building $1,258,698 | |
| 2025 | $20,767.00 Homeowner's exemption | $1,738,472 Land $504,454 Building $1,234,018 |
| 2023 | $19,335.00 (+1.46%) Homeowner's exemption | $1,670,966 Land $484,866 Building $1,186,100 |
| 2022 | $19,057.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 847 Cocos Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 847 Cocos Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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