838 Cocos Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 838 Cocos Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,855 sqft · built 2013
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Company Names on Record
Last Sale	$1,029,000 (Nov 2018)
Tax Bill	$14,107 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-340-23-00`

Property Details

APN / Parcel Number

Primary APN	`222-340-23-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,855 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	107,158 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	838 COCOS DR
City	SAN MARCOS
State	CA
Zip	92078-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 24-12-3W NWQ DOC80-33511 IN NWQ OF
Legal Range	03W
Legal Township	12
Legal Section	24
Legal Subdivision	SAN BERNARDINO MERIDIAN
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	838 COCOS DR, SAN MARCOS, CA 92078-5057
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 20, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Nov 24, 2015
Deed Document Number	2018482374
Last Transfer Date	Jul 18, 2024
Transfer Doc	0000197327
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 COCOS DR, SAN MARCOS, CA 92078-5057
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 COCOS DR, SAN MARCOS, CA 92078-5057

Mortgage

Document Number	0000163628
Date	Mar 2, 2021
Instrument	2021-0163628

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 COCOS DR, SAN MARCOS, CA 92078-5057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465135
Date	Aug 18, 2020
Instrument	2020-0465135

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 COCOS DR, SAN MARCOS, CA 92078-5057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 COCOS DR, SAN MARCOS, CA 92078-5057

Mortgage

Document Number	0000800994
Date	Dec 14, 2020
Instrument	2020-0800994

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 31, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	838 COCOS DR, SAN MARCOS, CA 92078-5057
Document Number	0000354571
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	838 COCOS DR SAN MARCOS CA 920785057, SAN MARCOS, CA 92078-5057

Mortgage

Document Number	0000354571
Date	Aug 21, 2019
Instrument	354571

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2018
Property Address	838 COCOS DR, SAN MARCOS, CA 92078-5057
Document Number	0000482374
Instrument Date	Sep 24, 2018
Instrument	2018-0482374
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	838 COCOS DR, SAN MARCOS, CA 92078-5057

Mortgage

Document Number	0000482375
Date	Nov 20, 2018
Instrument	2018-0482375

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,231,436 (+2%) Land $739,586 Building $491,850
2025	$14,107.00 (+7.56%) Homeowner's exemption	$1,207,291 (+4.04%) Land $725,085 Building $482,206
2023	$13,116.00 (+1.51%) Homeowner's exemption	$1,160,412 Land $696,930 Building $463,482
2022	$12,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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