8461 Cobblestone Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 8461 Cobblestone Dr, Fort Pierce, FL 34945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,934 sqft · built 2017
Lot Size0.203 acres (8,886 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Feb 2021)
Tax Bill$5,433 (2024)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN2326-600-0086-000-5

Property Details

APN / Parcel Number

Primary APN2326-600-0086-000-5
Alternative APN
  • 170579

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,934 sqft Finished Area
1st Floor Area1,934 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area8,886 sqft (0.203 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number170579
Street Address8461 COBBLESTONE DR
CityFORT PIERCE
StateFL
Zip34945-5700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED UN
Legal DescriptionCREEKSIDE PLAT NO. 1 (PB 55-12) LOT 81
Legal Range39E
Legal Township35S
Legal Section26
Legal SubdivisionCREEKSIDE PLAT NO 1
Legal Lot Number81
JurisdictionST LUCIE FL
Township / Civil DivisionWEST ST. LUCIE
Census Block Group1
Census Block1005
Census Tract382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8461 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2019Deed of Trust, Mortgage · Commercial Mortgage
SEACOAST NATIONAL BANK
Feb 11, 2021Warranty Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK
Dec 17, 2019Warranty Deed, Transfer · FHA Mortgage
FIDELITY LNDG
Jan 23, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleDec 17, 2019 · Amount on Record
Deed Document Number4817877
Deed Book / Page4554 / 2942
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address8461 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Transaction TypeMortgage
Record UpdatedJan 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042351630
DateFeb 22, 2019
Book Page4235/1630
Instrument4534018
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 13, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateFeb 11, 2021
Property Address8461 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Document Number0045542942
Book / Page4554 / 2942
Map ReferenceMB 55 PG 12-16
Instrument DateFeb 5, 2021
Instrument4817877
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyHOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5240 NW BENGAL ST, 5240, PORT SAINT LUCIE, FL 34983-5392

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8461 COBBLESTONE DR, FORT PIERCE, FL 34945-5700

Mortgage

Document Number0045542944
DateFeb 11, 2021
Instrument4554/2944
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateDec 17, 2019
Property Address8461 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Document Number0043591086
Book / Page004359 / 001086
Instrument DateDec 13, 2019
Instrument4653424
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyK TITLE COMPANY LLC, K TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8461 COBBLESTONE DR FORT PIERCE FL 349455700, FORT PIERCE, FL 34945-5700

Mortgage

Document Number43591088
DateDec 17, 2019
Book Page004359/001088
Instrument4653425
Lender
NameFIDELITY LNDG
AddressCHERRY HILL, NJ 08002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LUCIE FL
Recording DateJan 23, 2018
Property Address8461 COBBLESTONE DR, FORT PIERCE, FL 34945-5700
Document Number0040891136
Book / Page4089 / 1136
Map ReferenceMB55 PG12
Instrument DateJan 19, 2018
Instrument4393219
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyDHI TITLE OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address8461 COBBLESTONE DR, FORT PIERCE, FL 34945-5700

Mortgage

Document Number0004393220
DateJan 23, 2018
Instrument4393220
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277,173 (-1.26%)$309,300 (+10.19%) Land $98,700 Building $210,600
2024$5,433.00 (+1.84%)
2023$5,335.00 (+4.26%) Additional exemption filed$280,700 (+10.56%) Land $71,600 Building $209,100$280,700 (+10.56%) Land $71,600 Building $209,100
2022$5,117.00 Homeowner's exemption$253,900 Land $71,600 Building $182,300$253,900 Land $71,600 Building $182,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 120 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims6 (2004–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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