St. Lucie County property record for 8449 Cobblestone Dr, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 2018 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,000 (Jan 2023) |
| Tax Bill | $1,082 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 2326-600-0083-000-4 |
| Primary APN | 2326-600-0083-000-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,262 sqft |
| 1st Floor Area | 1,672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,668 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 170576 |
|---|---|
| Street Address | 8449 COBBLESTONE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-5700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CREEKSIDE PLAT NO. 1 (PB 55-12) LOT 78 |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE PLAT NO 1 |
| Legal Lot Number | 78 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 382202 |
8449 Cobblestone Dr is owned and occupied by an individual who bought it in January 2023.
Source: St. Lucie County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8449 COBBLESTONE DR, FORT PIERCE, FL 34945-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC |
| Jun 30, 2020 | Quit Claim Deed, Transfer · FHA Mortgage MR COOPER |
| Aug 16, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on File |
| Deed Sale | Jan 19, 2023 · Amount on File |
| Prior Sale | Oct 1, 2021 · Amount on File |
| Deed Document Number | 20235144847 |
| Deed Book / Page | 4940 / 490 |
| Prior Transfer Date | Jun 19, 2020 |
| Prior Transfer Doc | 0044382481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jan 19, 2023 |
| Property Address | 8449 COBBLESTONE DR, FORT PIERCE, FL 34945-5700 |
| Document Number | 0049400490 |
| Book / Page | 4940 / 490 |
| Map Reference | MB 55 PG 12 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 5144847 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TTL GUARANTY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,191.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1859 RUTLEDGE RD, TRANSFER, PA 16154-2727 |
| Name | Verified Name |
|---|---|
| Address | 8449 COBBLESTONE DR, FORT PIERCE, FL 34945-5700 |
| Document Number | 0004940492 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 4940/492 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Oct 1, 2021 |
| Property Address | 8449 COBBLESTONE DR, FORT PIERCE, FL 34945-5700 |
| Document Number | 0046952729 |
| Book / Page | 4695 / 2729 |
| Map Reference | MB 55 PG 12-16 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 4932235 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 751 GEARY ST SW, 751, PALM BAY, FL 32908-4216 |
| Name | Verified Name |
|---|---|
| Address | S449 COBBLESTONE DRIVE, FORT PIERCE, FL 34945 |
| Document Number | 0046952730 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 4695/2730 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 8449 COBBLESTONE DR, FORT PIERCE, FL 34945-5700 |
| Document Number | 0044382481 |
| Book / Page | 004438 / 002481 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 4723806 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | VYLLA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8449 COBBLESTONE DR FORT PIERCE FL 349455700, FORT PIERCE, FL 34945-5700 |
| Document Number | 44382484 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 004438/002484 |
| Instrument | 4723807 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Aug 16, 2018 |
| Property Address | 8449 COBBLESTONE DR, FORT PIERCE, FL 34945-5700 |
| Document Number | 0041700257 |
| Book / Page | 4170 / 0257 |
| Map Reference | MB55 PG12-16 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 4470873 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 8449 COBBLESTONE DR, FORT PIERCE, FL 34945-5700 |
| Document Number | 0004470874 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 4470874 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243,461 | $288,700 Land $89,900 Building $198,800 | |
| 2024 | $1,082.00 (-78.84%) | ||
| 2023 | $5,114.00 (+4.35%) Additional exemption filed | $260,200 (+7.17%) Land $65,300 Building $194,900 | $260,200 (+7.17%) Land $65,300 Building $194,900 |
| 2022 | $4,901.00 Homeowner's exemption | $242,800 Land $71,000 Building $171,800 | $242,800 Land $71,000 Building $171,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8449 Cobblestone Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 6 (2004–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8449 Cobblestone Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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