846 Wright Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 846 Wright Ave, Schenectady, NY 12309 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1929
Square Footage1,754 sqft Living Area
Lot Size6,750 sqft (0.155 acres)
OccupancyOwner Occupied
Last Sale$427,000 (2026)
Tax Bill$7,688.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.30-2-48
Alternative APN
  • 150005003000020480000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,754 sqft Living Area
1st Floor961 sqft 1st Floor
2nd Floor793 sqft 2nd Floor
Basement Area192 sqft Basement
Finished Basement192 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area6,750 sqft (0.155 acres)
Depth X Width135 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Porch Area108 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address846 WRIGHT AVE
CitySCHENECTADY
StateNY
Zip12309-6055
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 ST AND WD AND GAR
Legal Block2
Legal Lot Number48.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1006
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.30-2-48

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8 FOX GLOVE CT, WYNANTSKILL, NY 12198-7801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Warranty Deed, Transfer · Conventional Mortgage
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Dec 22, 2023Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2026 · Amount on Record
Deed SaleJun 17, 2026 · Amount on Record
Prior SaleDec 22, 2023 · Amount on Record
Deed Doc Number202613741
Deed Book / Page2174 / 82
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 17, 2026
Property Address846 WRIGHT AVE, SCHENECTADY, NY 12309-6055
Document Number0000013741
Book / Page2174 / 82
Instrument DateJun 12, 2026
Instrument202613741
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$172,508.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 FOX GLOVE CT, WYNANTSKILL, NY 12198-7801
InvestorPossibly a Property Investor

Mortgage

Document Number0000013742,
DateJun 17, 2026
Instrument202613742
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 22, 2023
Property Address846 WRIGHT AVE, SCHENECTADY, NY 12309-6055
Document Number0000071992
Book / Page2121 / 769
Map ReferenceCAB A
Instrument DateNov 30, 2023
Instrument202371992
Transaction TypeTransfer
Record UpdatedJan 09, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address846 WRIGHT AVE, SCHENECTADY, NY 12309-6055

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 FISHERS WAY, VINCENT, AL 35178-8901
InvestorPossibly a Property Investor

Mortgage

Document Number0000071993
DateDec 22, 2023
Instrument202371993
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateDec 01, 2028
Change Frequency5 Years
Min Rate At Change4.62%
Max Rate At Change8.62%
Index5-Year TN
Margin2
Max Rate11.6%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,688.00 (+15.73%)$155,300 (-) Land $23,300 Building $132,000$257,162 (+30.82%) Land $38,583 Building $218,579
2023$155,300 (-) Land $23,300 Building $132,000$196,582 (+3.8%) Land $29,494 Building $167,088
2022$155,300 Land $23,300 Building $132,000$189,390 Land $28,415 Building $160,975
2021$6,643.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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