Schenectady County and Schenectady City property record for 831 Wright Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,651 sqft · built 1920 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (May 2021) |
| Tax Bill | $8,788 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.29-3-17 |
| Primary APN | 421500 50.29-3-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,651 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| 2nd Floor Area | 1,108 sqft |
| Upper Floors Area | 435 sqft |
| Attic | Attic |
| Attic Area | 435 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 664 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 831 WRIGHT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 STUCCO AND GARAGE |
| Legal Subdivision | MAP #3 OF UNION STREET PLOT |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20600 |
831 Wright Ave is owned and occupied by an individual who bought it in May 2021.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 WRIGHT AVE, SCHENECTADY, NY 12309-6056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 21, 2021 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Dec 12, 2019 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Oct 9, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Dec 20, 2016 · Amount on File |
| Deed Document Number | 202123699 |
| Deed Book / Page | 2059 / 260 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 0000045591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 831 WRIGHT AVE, SCHENECTADY, NY 12309-6056 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000004806 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 4970/333 |
| Instrument | 202004806 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 215 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 21, 2021 |
| Property Address | 831 WRIGHT AVE, SCHENECTADY, NY 12309-6056 |
| Document Number | 0000023699 |
| Book / Page | 2059 / 260 |
| Instrument Date | May 10, 2021 |
| Instrument | 202123699 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 831 WRIGHT AVE, 831, SCHENECTADY, NY 12309-6056 |
| Name | Verified Name |
|---|---|
| Address | 271 2 COLUMBIA STREET, SCHENECTADY, NY 12308 |
| Document Number | 0000023700 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 202123700 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 831 WRIGHT AVE, SCHENECTADY, NY 12309-6056 |
| Document Number | 0000004808 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 831 WRIGHT AVE SCHENECTADY NY 123096056, SCHENECTADY, NY 12309-6056 |
| Document Number | 0000004808 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 004970/000351 |
| Instrument | 4808 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Feb 3, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 9, 2019 |
| Property Address | 831 WRIGHT AVE, SCHENECTADY, NY 12309-6056 |
| Document Number | 0000045591 |
| Book / Page | 002021 / 000582 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 45591 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 831 WRIGHT AVE SCHENECTADY NY 123096056, SCHENECTADY, NY 12309-6056 |
The 2026 property tax bill for 831 Wright Ave was $8,788, up 1.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,788.00 (+1.62%) | ||
| 2025 | $8,648.00 | $184,500 Land $28,200 Building $156,300 | $305,514 Land $46,696 Building $258,818 |
| 2023 | $184,500 (-) Land $28,200 Building $156,300 | $233,544 (+3.8%) Land $35,696 Building $197,848 | |
| 2022 | $184,500 Land $28,200 Building $156,300 | $225,000 Land $34,390 Building $190,610 | |
| 2021 | $8,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 831 Wright Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 831 Wright Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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