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846 Shadow Valley Rd, Whitesboro, TX 76273 Property Records

Grayson County property record for 846 Shadow Valley Rd, Whitesboro, TX 76273

Property Summary

Property TypeSingle Family Home
Details2,263 sqft · built 2024
Lot Size1.01 acres (44,150 sqft)
OwnerIndividual Name on Record
Last Sale$426,300 (Dec 2024)
Tax Bill$872 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN169 8395002

Property Details

APN / Parcel Number

Primary APN169 8395002
Alternative APN
  • 448187

Interior

Stories1 Story
Building Area2,263 sqft Living Area
Gross Area2,776 sqft
1st Floor Area2,263 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area44,150 sqft (1.01 acres)
Garage TypeAttached
Garage Area513 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area193 sqft

Location & Zoning

Street Address846 SHADOW VALLEY RD
CityWHITESBORO
StateTX
Zip76273-5165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW VALLEY ESTATES, BLOCK A, LOT 2, ACRES 1.0
Legal SubdivisionSHADOW VALLEY ESTATES
Legal BlockA
Legal Lot Number2
JurisdictionGRAYSON TX
Township / Civil DivisionNORTHWEST GRAYSON
Census Block Group1
Census Block1033
Census Tract1104

Owner

Source: Grayson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address846 SHADOW VALLEY RD, WHITESBORO, TX 76273-5165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 27, 2024Vendor's Lien, Subdivision Related Transfer · VA Mortgage
NFM INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2024 · Amount on Record
Deed SaleDec 27, 2024 · Amount on Record
Deed Document Number202435091
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address846 SHADOW VALLEY RD, WHITESBORO, TX 76273-5165
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 SHADOW VALLEY RD, WHITESBORO, TX 76273-5165

Mortgage

Document Number0000002546
DateFeb 5, 2026
Instrument2026-2546
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD STE 175, BOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

December 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateDec 27, 2024
Property Address846 SHADOW VALLEY RD, WHITESBORO, TX 76273-5165
Document Number0000035091
Map ReferenceDOC NO 2023-67
Instrument DateDec 26, 2024
Instrument2024-35091
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2025
Title CompanyTEXAS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 SHADOW VALLEY RD, WHITESBORO, TX 76273-5165
InvestorPossibly a Property Investor

Mortgage

Document Number0000035092
DateDec 27, 2024
Instrument2024-35092
Lender
NameNFM INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictWhitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$487,388 Land $72,000 Building $415,388$487,388 Land $72,000 Building $415,388
2024$872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 52% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO WAY SUD
serves 6,804 people · EPA ID TX0910022
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rise Broadband
Fixed Wireless		500 / 100
ElektraFi
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		25 / 3

May also be available: Nextlink, Smartburst, Verizon.

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