846 Scioto Dr, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 846 Scioto Dr, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	4,271 sqft · built 1962
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individuals on Record
Last Sale	$896,000 (May 2019)
Tax Bill	$22,787 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02101-15-00003`

Property Details

APN / Parcel Number

Primary APN	`20-02101-15-00003`
Alternative APNs	`2002101001500003` `19050`

Interior

Stories	2 Stories
Building Area	4,271 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	44,867 sqft

Location & Zoning

Account Number	19050
Street Address	846 SCIOTO DR
City	FRANKLIN LAKES
State	NJ
Zip	07417-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	1.03 AC
Legal Subdivision	URBAN FARMS INC
Legal Block	2101
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	2
Census Block	2011
Census Tract	20200

Owner

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	846 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONNECTONE BANK
May 6, 2019	Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Mar 28, 2003
Deed Document Number	201927938
Deed Book / Page	3235 / 380
Prior Transfer Date	Jun 15, 2001
Prior Transfer Doc	8562000340
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	846 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2822
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039531840
Date	Feb 10, 2021
Book Page	3953/1840
Instrument	2021018344

Lender

Name	CONNECTONE BANK
Type	Bank
Address	UNION, NJ 07083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	May 6, 2019
Property Address	846 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2822
Document Number	0032350380
Book / Page	003235 / 000380
Instrument Date	Mar 25, 2019
Instrument	27938
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	846 SCIOTO DR FRANKLIN LAKES NJ 074172822, FRANKLIN LAKES, NJ 07417-2822

Mortgage

Document Number	32350387
Date	May 6, 2019
Book Page	003235/000387
Instrument	27938

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,196,800 (-) Land $553,000 Building $643,800	$1,196,800 (-) Land $553,000 Building $643,800
2025	$22,787.00 (+6.02%)	$1,196,800 (-) Land $553,000 Building $643,800	$1,196,800 (-) Land $553,000 Building $643,800
2024	$21,494.00 (+6.52%)
2023		$1,196,800 Land $553,000 Building $643,800	$1,196,800 Land $553,000 Building $643,800
2022	$20,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2007–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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