838 Scioto Dr, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 838 Scioto Dr, Franklin Lakes, NJ 07417

Property Summary

Property TypeSingle Family Home
Details6,149 sqft · built 2002
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Feb 2002)
Tax Bill$38,543 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-02101-15-00004

Property Details

APN / Parcel Number

Primary APN20-02101-15-00004
Alternative APNs
  • 2002101001500004
  • 19060

Interior

Building Area6,149 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area44,867 sqft

Location & Zoning

Account Number19060
Street Address838 SCIOTO DR
CityFRANKLIN LAKES
StateNJ
Zip07417-2822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Description1.03 AC
Legal Block2101
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionFRANKLIN LAKES
Census Block Group2
Census Block2011
Census Tract20200

Owner

Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address838 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
COLUMBIA BANK
Apr 18, 2017Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2002 · Amount on Record
Deed SaleFeb 23, 2002 · Amount on Record
Deed Book / Page8450 / 441
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address838 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2822
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040410875
DateMar 29, 2021
Book Page4041/875
Instrument2021045017
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address838 SCIOTO DR, FRANKLIN LAKES, NJ 07417-2822
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025890747
DateApr 18, 2017
Book Page02589/0747
Instrument17-031372
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityFranklin Lakes Borough
Elementary School DistrictFranklin Lakes Borough School District (KG - 08)
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,024,300 (-) Land $553,000 Building $1,471,300$2,024,300 (-) Land $553,000 Building $1,471,300
2025$38,543.00 (+6.02%)$2,024,300 (-) Land $553,000 Building $1,471,300$2,024,300 (-) Land $553,000 Building $1,471,300
2024$36,356.00 (+6.53%)
2023$2,024,300 Land $553,000 Building $1,471,300$2,024,300 Land $553,000 Building $1,471,300
2022$34,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2007–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: AT&T.

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