846 S Ridge Dr, Benson, AZ 85602 Property Records

Cochise County property record for 846 S Ridge Dr, Benson, AZ 85602

Property Summary

Property TypeSingle Family Home
Details1,381 sqft · built 1994
Owner2 Owner Names on File
Last Sale$130,000 (Jul 2003)
Tax Bill$1,662 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN123-42-226

Property Details

APN / Parcel Number

Primary APN123-42-226
Alternative APN
  • 123-42-22601

Interior

Stories1 Story
Building Area1,381 sqft Living Area
1st Floor Area1,381 sqft

Exterior

Year BuiltBuilt 1994
Exterior MaterialOther
Construction TypeSteel Frame
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area406 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number123-42-22601
Street Address846 S RIDGE DR
CityBENSON
StateAZ
Zip85602-6829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMA LINDA ADD #2 LOT 27
Legal SubdivisionLOMA LINDA ADD 2
Legal Lot Number27 12
Legal Unit27
JurisdictionCOCHISE AZ
Township / Civil DivisionBENSON
Census Block Group2
Census Block2015
Census Tract301

Owner

The current owner of 846 S Ridge Dr bought it in July 2003.

Source: Cochise County records, as of March 2, 2026

Owner of Record2 Owner Names on File
Mailing Address846 S RIDGE DR, BENSON, AZ 85602-6829
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2003 · Amount on File
Deed SaleJul 22, 2003 · Amount on File
Deed Document Number0030725
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address846 S RIDGE DR, BENSON, AZ 85602-6829
Document Number0000017994
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address846 S RIDGE DR BENSON AZ 856026829, BENSON, AZ 85602-6829

Mortgage

Document Number0000017994
DateAug 26, 2020
Instrument17994
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 846 S Ridge Dr was $1,662.

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictBenson Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,256 Land $2,400 Building $13,856$162,558 Land $24,000 Building $138,558
2025$1,662.00
2024$17,106 Land $2,400 Building $14,706$171,060 Land $24,000 Building $147,060
2023$1,540.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 846 S Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 S Ridge Dr is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 84% of Arizona
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENSON, CITY OF WATER SYSTEM
serves 5,355 people · EPA ID AZ0402005
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
1,000 / 35
MTE Communications
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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