846 Oak St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 846 Oak St, Cincinnati, OH 45206

Property Summary

Property Type	Apartments (5+ Units)
Details	49 bd · 5,945 sqft · built 1900
Lot Size	0.252 acres (10,977 sqft)
Owner	Company Name on File
Last Sale	$260,000 (Dec 2025)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Dec 2025 Sale & Construction Loan May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`065-0002-0134-00`

Property Details

APN / Parcel Number

Primary APN	`065-0002-0134-00`

Interior

Bedrooms	49 Beds
Total Rooms	8 Rooms
Units	12 Units
Stories	2 Stories
Building Area	5,945 sqft
Basement Area	2,391 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	194 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	846 OAK ST
City	CINCINNATI
State	OH
Zip	45206-1284
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM12
Legal Description	OAK ST 50 X 194 IRR PT LOT 7 E KEMPER EST SUB
Legal Subdivision	KEMPER EST SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	26700

Owner

846 Oak St, a residential property, is owned by a company that bought it in December 2025.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	11264 DECOURSEY PIKE, LATONIA, KY 41015-9360
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Special Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF KENTUCKY
May 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	202597777
Deed Book / Page	15562 / 2280
Prior Transfer Date	Nov 13, 2012
Prior Transfer Doc	0000000488
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 15, 2025
Property Address	846 OAK ST, CINCINNATI, OH 45206-1284
Document Number	0000097777
Book / Page	15562 / 2280
Map Reference	MB 14675 PG 2417
Instrument Date	Dec 15, 2025
Instrument	2025-0097777
Transaction Type	Construction Loan
Record Updated	Jan 22, 2026

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11264 DECOURSEY PIKE, COVINGTON, KY 41015-9360

Mortgage

Document Number	0000097778
Date	Dec 15, 2025
Instrument	2025-0097778

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 12, 2035

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 25, 2022
Property Address	846 OAK ST, CINCINNATI, OH 45206-1284
Document Number	0000052512
Book / Page	14675 / 2417
Map Reference	MB 2 PG 26
Instrument Date	May 16, 2022
Instrument	2022-0052512
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 OAK ST, CINCINNATI, OH 45206-1284

Tax Assessment & Valuation

The 2025 property tax bill for 846 Oak St was $1,762, up 0.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00 (+0.63%)	$21,014 (-) Land $7,840 Building $13,174	$60,040 Land $22,400 Building $37,640
2024	$1,751.00 (+0.29%)	$21,014 (-) Land $7,840 Building $13,174
2023	$1,746.00 (-71.05%)	$21,014 (-67.53%) Land $7,840 Building $13,174	$60,040 Land $22,400 Building $37,640
2022	$6,032.00	$64,712 Land $10,682 Building $54,030
2020			$184,890 Land $30,520 Building $154,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 846 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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