Okeechobee County property record for 846 NE 40th Ave, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,212 sqft · built 1964 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Dec 2019) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-13-37-35-0010-00600-0540 |
| Primary APN | 1-13-37-35-0010-00600-0540 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,212 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 2,462 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,471 sqft (0.447 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 846 NE 40TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-0701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OKEECHOBEE GARDENS LOTS 54 55 56 57 58 & 59 BLOCK 60 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 13 |
| Legal Subdivision | OKEECHOBEE GARDENS |
| Legal Block | 60 |
| Legal Lot Number | 54 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 910101 |
Source: Okeechobee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 846 NE 40TH AVE, OKEECHOBEE, FL 34972-0701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Dec 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HM MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Deed Document Number | 201912901 |
| Prior Transfer Date | Sep 20, 2005 |
| Prior Transfer Doc | 0005761780 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 846 NE 40TH AVE, OKEECHOBEE, FL 34972-0701 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 846 NE 40TH AVE, OKEECHOBEE, FL 34972-0701 |
| Document Number | 0000005086 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022005086 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Nov 23, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Dec 23, 2019 |
| Property Address | 846 NE 40TH AVE, OKEECHOBEE, FL 34972-0701 |
| Document Number | 0000012901 |
| Instrument Date | Nov 29, 2019 |
| Instrument | 12901 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 SE 15TH TER CAPE CORAL FL 339903427, CAPE CORAL, FL 33990-3427 |
| Document Number | 12902 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 12902 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,144.00 (+8.12%) Homeowner's exemption | $144,869 (+5.99%) | $207,947 (+9.66%) Land $58,515 Building $149,432 |
| 2023 | $1,983.00 (+25.9%) Homeowner's exemption | $136,685 (+19.21%) | $189,628 (+46.94%) Land $45,825 Building $143,803 |
| 2022 | $1,575.00 Homeowner's exemption | $114,655 | $129,049 Land $21,150 Building $107,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 8 (2004–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures