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  5. NE 40th Ave

1476 NE 40th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1476 NE 40th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,679 sqft · built 1993
Lot Size2.73 acres (118,919 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Apr 1999)
Tax Bill$714 (2025)
Deeds & MortgagesMar 2019 Mortgage
Nov 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-13-37-35-0010-00210-0070

Property Details

APN / Parcel Number

Primary APN1-13-37-35-0010-00210-0070
Alternative APN
  • R11337350010002100070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,679 sqft Living Area
Gross Area4,421 sqft
1st Floor Area2,679 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area118,919 sqft (2.73 acres)
Garage TypeAttached
Garage Area579 sqft
Pool Area553 sqft
PorchFinished/Open Porch
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1476 NE 40TH AVE
CityOKEECHOBEE
StateFL
Zip34972-0707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOKEECHOBEE GARDENS (PLAT BOOK 2 PAGE 30) LOTS 7 TO 10 INC BLOCK 21 & NORTH 1/2 & EAST 1/2 OF ADJOINING VACATED ALLEYS & THE SOUTH 1/2 OF ADJOINING VACATED NE 14TH LANE PER ORB 577 PG 1990 AND OKEECHOBEE GARDENS (PLAT BOOK 2 PAGE 30) LOTS 11 TO 21 INC
Legal Range35E
Legal Township37S
Legal Section13
Legal SubdivisionOKEECHOBEE GARDENS
Legal Block21
Legal Lot Number7-10
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1042
Census Tract910101

Owner

Source: Okeechobee County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1476 NE 40TH AVE, OKEECHOBEE, FL 34972-0707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2019Deed of Trust, Mortgage · Commercial Mortgage
SEACOAST NATIONAL BANK
Nov 22, 2019Loan Modification, Mortgage · Conventional Mortgage
SEACOAST NAT'L BK
Sep 25, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Feb 12, 2018Loan Modification, Mortgage · Line of Credit
SEACOAST NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 1999 · Amount on Record
Deed SaleApr 16, 1999 · Amount on Record
Prior SaleFeb 3, 1995 · Amount on Record
Deed Book / Page421 / 85
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1476 NE 40TH AVE, OKEECHOBEE, FL 34972-0707
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008211818
DateMar 25, 2019
Book Page0821/1818
Instrument2019003080
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMar 6, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address1476 NE 40TH AVE, OKEECHOBEE, FL 34972-0707
Document Number0000012355
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1476 NE 40TH AVE OKEECHOBEE FL 349720707, OKEECHOBEE, FL 34972-0707

Mortgage

Document Number0000012355
DateDec 5, 2019
Instrument12355
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1476 NE 40TH AVE, OKEECHOBEE, FL 34972-0707
Document Number0008141150
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedNov 15, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1476 NE 40TH AVE OKEECHOBEE FL 349720707, OKEECHOBEE, FL 34972-0707

Mortgage

Document Number0008141150
DateOct 10, 2018
Book Page000814/001150
Instrument12235
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueOct 9, 2033

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address1476 NE 40TH AVE, OKEECHOBEE, FL 34972-0707
Document Number0008040130
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedMay 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1476 NE 40TH AVE OKEECHOBEE FL 349720707, OKEECHOBEE, FL 34972-0707

Mortgage

Document Number0008040130
DateMar 15, 2018
Book Page000804/000130
Instrument3299
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$714.00 (+5.15%) Homeowner's exemption Veteran's exemption$260,338 (+5.99%)$505,907 (+1.95%) Land $108,440 Building $397,467
2024$679.00 (+5.76%)
2023$642.00 (+20.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$245,632 (-24.67%)$496,226 (+23.83%) Land $98,980 Building $397,246
2022$533.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$326,059$400,743 Land $69,140 Building $331,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (2004–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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