846 Monroe Ter, Dover, DE 19904 Property Records

Kent County property record for 846 Monroe Ter, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,494 sqft · built 1959
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$167,000 (Apr 2020)
Tax Bill$1,640 (2026)
Deeds & MortgagesApr 2020 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-05-077.17-01-38.00-000

Property Details

APN / Parcel Number

Primary APN2-05-077.17-01-38.00-000
Alternative APNs
  • ED05077.170138.00/000
  • 10197

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,494 sqft Living Area
Basement Area444 sqft
Unfinished Basement444 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions150 ft deep x 65 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10197
Street Address846 MONROE TER
CityDOVER
StateDE
Zip19904-4118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionSHERWOOD OF DOVER, LOT #13, 846 MONROE TERRACE
Legal SubdivisionSHERWOOD OF DOVER
Legal Lot Number13
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1017
Census Tract41400

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address846 MONROE TER, DOVER, DE 19904-4118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
May 3, 2018Deed, Transfer · Conventional Mortgage
MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2020 · Amount on Record
Deed SaleApr 22, 2020 · Amount on Record
Prior SaleMay 3, 2018 · Amount on Record
Deed Document Number2020384264
Deed Book / Page10142 / 277
Record UpdatedOct 29, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateApr 22, 2020
Property Address846 MONROE TER, DOVER, DE 19904-4118
Document Number0000384264
Book / Page010142 / 000277
Instrument DateApr 16, 2020
Instrument384264
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address846 MONROE TER DOVER DE 199044118, DOVER, DE 19904-4118

Mortgage

Document Number384266
DateApr 22, 2020
Book Page010142/000284
Instrument384266
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMay 3, 2018
Property Address846 MONROE TER, DOVER, DE 19904-4118
Document Number0000340045
Book / Page9106 / 329
Map ReferenceMB5 PG19
Instrument DateApr 27, 2018
Instrument2018-340045
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address846 MONROE TER, 846, DOVER, DE 19904-4118

Transferred To (Grantee/Buyer)

NameVerified Name
Address7391 PEARSONS CORNER RD, DOVER, DE 19904-0938

Mortgage

Document Number0000340046
DateMay 3, 2018
Instrument2018-340046
Lender
NameMEMBER FIRST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,640.00 (+5.87%)$263,600 (+575.9%) Land $93,700 Building $169,900
2025$1,549.00 (+35.05%)
2023$1,147.00$39,000 Land $10,900 Building $28,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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