Kent County property record for 838 Monroe Ter, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,846 sqft · built 1959 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Dec 2012) |
| Tax Bill | $1,678 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-077.17-01-39.00-000 |
| Primary APN | 2-05-077.17-01-39.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,846 sqft Living Area |
| Basement Area | 558 sqft |
| Finished Basement | 424 sqft |
| Unfinished Basement | 134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 404 sqft |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9127 |
|---|---|
| Street Address | 838 MONROE TER |
| City | DOVER |
| State | DE |
| Zip | 19904-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | SHERWOOD OF DOVER, LOT 11 838 MONROE TERRACE |
| Legal Subdivision | SHERWOOD OF DOVER |
| Legal Lot Number | 11 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 41400 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 838 MONROE TER, DOVER, DE 19904-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Nov 14, 2016 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2012 · Amount on Record |
| Deed Sale | Dec 21, 2012 · Amount on Record |
| Deed Document Number | 2012224540 |
| Deed Book / Page | 6555 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 838 MONROE TER, DOVER, DE 19904-4118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 838 MONROE TER, DOVER, DE 19904-4118 |
| Document Number | 0000471466 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 12428/183 |
| Instrument | 2023-471466 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 838 MONROE TER, DOVER, DE 19904-4118 |
| Document Number | 0000311505 |
| Book / Page | 008454 / 000177 |
| Instrument Date | Nov 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 838 MONROE TER DOVER DE 199044118, DOVER, DE 19904-4118 |
| Document Number | 0000311505 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 008454/000177 |
| Instrument | 311505 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,678.00 (+5.8%) | $269,800 (-) Land $93,700 Building $176,100 |
| 2025 | $1,586.00 (+8.7%) | $269,800 (+443.95%) Land $93,700 Building $176,100 |
| 2023 | $1,459.00 | $49,600 Land $10,900 Building $38,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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