Rankin County property record for 846 Kathy Smith St, Brandon, MS 39042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,954 sqft · built 1985 |
| Lot Size | 0.497 acres (21,667 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $512 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone A (high risk) |
| APN | I05P000001 01080 |
| Primary APN | I05P000001 01080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,954 sqft Adjusted Area |
| 1st Floor Area | 1,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,667 sqft (0.497 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 29712 |
|---|---|
| Street Address | 846 KATHY SMITH ST |
| City | BRANDON |
| State | MS |
| Zip | 39042-8722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 108 & 109 SHADY LAKE SUB PT 12 DB 300 PG 722 0071973 DB 434 PG 0065 0072982 |
| Legal Range | 03E |
| Legal Township | 04N |
| Legal Section | 15 |
| Legal Subdivision | SHADY LAKE SUB |
| Legal Lot Number | 108 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20803 |
Source: Rankin County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 846 KATHY SMITH ST, BRANDON, MS 39042-8722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 846 KATHY SMITH ST, BRANDON, MS 39042-8722 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043311 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 3022/43311 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $512.00 Homeowner's exemption | $7,772 (+15.52%) | |
| 2024 | $512.00 (+42.62%) | $77,720 (+15.52%) Land $2,000 Building $75,720 | |
| 2023 | $6,728 | ||
| 2021 | $67,280 Land $2,000 Building $65,280 | ||
| 2019 | $359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | V LAKES UTILITY DISTRICT serves 1,661 people · EPA ID MS0610038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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