846 Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 846 Conowingo Rd, Conowingo, MD 21918

Property Summary

Property TypeRural Home
Details4.5 ba · 5,292 sqft · built 1833
Lot Size225 acres (9,811,455 sqft)
Owner2 Individual Names on File
Last Sale$2,400,000 (Nov 2020)
Tax Bill$14,865 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-007934

Property Details

APN / Parcel Number

Primary APN08-007934
Alternative APNs
  • 8007934
  • 007934

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories2 Stories
Building Area5,292 sqft Total Area
Basement Area4,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1833
Effective Year BuiltEffective 1833
Exterior MaterialStone
Construction TypeFrame
Roof MaterialSlate
Lot Area9,811,455 sqft (225 acres)
Garage TypeDetached
Garage Area2,020 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area1,040 sqft
PorchSlab
Porch Area924 sqft
Deck Area336 sqft
Patio Area240 sqft
Bath House256 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number007934
Street Address846 CONOWINGO RD
CityCONOWINGO
StateMD
Zip21918-1307
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeNAR
Legal Description225.245 ACRES 846 CONOWINGO ROAD E OF KILBYS CORNER
JurisdictionCECIL MD
Township / Civil Division8, OAKWOOD
Census Block Group1
Census Block1023
Census Tract31400

Owner

846 Conowingo Rd, a rural home, is owned and occupied by two individuals who bought it in November 2020.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address846 CONOWINGO RD, CONOWINGO, MD 21918-1307
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2020 · Amount on File
Deed SaleNov 13, 2020 · Amount on File
Prior SaleApr 10, 1998
Deed Book / Page4725 / 372
Prior Transfer DateDec 2, 2011
Prior Transfer Doc0031260420
Record UpdatedOct 29, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateNov 13, 2020
Property Address846 CONOWINGO RD, CONOWINGO, MD 21918-1307
Document Number0047250372
Book / Page4725 / 372
Instrument DateOct 23, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRSH TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address846 CONOWINGO RD, CONOWINGO, MD 21918-1307

Mortgage

Document Number0004725379
DateNov 13, 2020
Instrument4725/379
Lender
NameMIDATLANTIC FARM CREDIT ACA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 846 Conowingo Rd was $14,865, up 0.5% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,865.00 (+0.46%)$1,365,300 (+1.39%)$1,402,700 (+4.17%) Land $141,900 Building $1,260,800
2025$14,797.00$1,346,600 Land $141,900 Building $1,204,700$1,346,600 Land $141,900 Building $1,204,700
2023$10,892.00$1,116,667$1,346,600 Land $141,900 Building $1,204,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 846 Conowingo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Conowingo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
750 / 20
Starlink
Satellite
280 / 30

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