749 Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 749 Conowingo Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1964
Lot Size	0.43 acres (18,730 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Dec 2021)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-007411`

Property Details

APN / Parcel Number

Primary APN	`08-007411`
Alternative APNs	`8007411` `007411`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Total Area
1st Floor Area	208 sqft
Basement Area	584 sqft
Finished Basement	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007411
Street Address	749 CONOWINGO RD
City	CONOWINGO
State	MD
Zip	21918-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	.43 ACRE 749 CONOWINGO ROAD N/E OF KILBYS CORNER
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1024
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2509 KARYLOU DR, KINGSVILLE, MD 21087-1013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed, Transfer · VA Mortgage NFM INC
Apr 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 22, 2017	Deed, Transfer · Conventional Mortgage BAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Book / Page	5054 / 265
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0048650307
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 8, 2021
Property Address	749 CONOWINGO RD, CONOWINGO, MD 21918-1308
Document Number	0050540265
Book / Page	5054 / 265
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 CONOWRNGO RD, CONOWINGO, MD 21918-1308

Mortgage

Document Number	0005054271
Date	Dec 8, 2021
Instrument	5054/271

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Apr 30, 2021
Property Address	749 CONOWINGO RD, CONOWINGO, MD 21918-1308
Document Number	0048650307
Book / Page	4865 / 307
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 CONOWINGO RD, CONOWINGO, MD 21918-1308

Mortgage

Document Number	0004865312
Date	Apr 30, 2021
Instrument	4865/312

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 22, 2017
Property Address	749 CONOWINGO RD, CONOWINGO, MD 21918-1308
Document Number	0040400368
Book / Page	4040 / 368
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 CONOWINGO RD, CONOWINGO, MD 21918-1308

Mortgage

Document Number	0040400375
Date	Mar 22, 2017
Book Page	4040/375

Lender

Name	BAY BANK
Type	Bank
Address	COCKEYSVILLE, MD 21030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 (+2.45%)	$287,367 (+3.44%)	$306,500 (+10.33%) Land $58,700 Building $247,800
2025	$3,100.00 (+70.14%)	$277,800 (+24.61%) Land $58,700 Building $219,100	$277,800 (-) Land $58,700 Building $219,100
2023	$1,822.00	$222,933	$277,800 Land $58,700 Building $219,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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